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I applied on the 10.28. and I got instant approval for 6200 on BCE, they pulled Experian fico 747 (lot of inquiries 9). Now, here is the thing, I got a preselected offer online just for me
for Amex blue Sky card: 30 000 bonus points after spending 500 in 90 days, no AF ;I can redem that as 400$ For my next plane ticket purchase.
If i apply for that second card, is it gonna be another HARD OR SOFT PULL?
What are your experiences?
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
I killed IT this Month: I got Us Bank CASH+ 11500 + Line of credit 4K, Got BCE 6200, got FT Knox Visa plat 2500(they don't give more) for gas 5% And BOA Travel Rewards 5K...All the CC I need for next 2 years.
BUT, this got me tempted because I know I still got 740 Experian Fico and like 10 inq, but 400$ off my plane ticket would be great....That is why i need more opinions
Congrats
It's 50/50 for hard pull but go for it it's $400 and no AF.
@ukimafija wrote:I killed IT this Month: I got Us Bank CASH+ 11500 + Line of credit 4K, Got BCE 6200, got FT Knox Visa plat 2500(they don't give more) for gas 5% And BOA Travel Rewards 5K...All the CC I need for next 2 years.
BUT, this got me tempted because I know I still got 740 Experian Fico and like 10 inq, but 400$ off my plane ticket would be great....That is why i need more opinions
which did you apply for first, and also what's your income and aaoa looking like? just curious cause your signiture credit score seems pretty low for a Cash+ you sure it wasn't the 1% rewards card ? the site says approved, but it states people that are not approved for Cash+ gets the 1% card. many people got it thinking they were approved and got the 1% card.
@webhopper wrote:
Probably a HP but if you can see a present and future need for the card I say go for it.
If you wait til January you'll get backdating but you also might miss out on the bonus.
+1
Congrats!
I agree with others on waiting until january for backdating purposes.