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Regular Contributor
Posts: 127
Registered: ‎08-13-2012
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AMEX B.Cash Everyday Aproved, should I appy for one more card?

I applied on the 10.28. and I got instant approval for 6200 on BCE, they pulled Experian fico 747 (lot of inquiries 9). Now, here is the thing, I got a preselected offer online just for me

for Amex blue Sky card: 30 000 bonus points after spending 500 in 90 days, no AF ;I can redem that as 400$ For my next plane ticket purchase.

If i apply for that second card, is it gonna be another HARD OR SOFT PULL?

What are your experiences?

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

Probably a HP but if you can see a present and future need for the card I say go for it.

If you wait til January you'll get backdating but you also might miss out on the bonus.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
Posts: 554
Registered: ‎09-28-2012
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

Congrats Amex stop sending me per approvals after this false collection hit my report. So I am waiting to may and got that collection to be removed and I will be applying for cash+ next year. Or bce



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Regular Contributor
Posts: 127
Registered: ‎08-13-2012
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

I killed IT this Month: I got Us Bank CASH+ 11500 + Line of credit 4K, Got BCE 6200, got FT Knox Visa plat 2500(they don't give more)  for gas 5% And BOA Travel Rewards 5K...All the CC I need for next 2 years.

BUT, this got me tempted because I know I still got 740 Experian Fico and like 10 inq, but 400$ off my plane ticket would be great....That is why i need more opinions

 

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

Congrats

Frequent Contributor
Posts: 284
Registered: ‎07-29-2012
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

It's 50/50 for hard pull but go for it it's $400 and no AF.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 800ish Shooting for 800+
BCE 20K,ED 10K,Sky 2K, DCVR $6800, Slate 8K, Freedom 5k, Care Credit 10K, Lowes 10K, Cap1 QS $11500, Venture 15K, Paypal 5k Hidden, US Bank Edge Cash Business 20K and NFL $1500 soon to DIE.
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?


ukimafija wrote:

I killed IT this Month: I got Us Bank CASH+ 11500 + Line of credit 4K, Got BCE 6200, got FT Knox Visa plat 2500(they don't give more)  for gas 5% And BOA Travel Rewards 5K...All the CC I need for next 2 years.

BUT, this got me tempted because I know I still got 740 Experian Fico and like 10 inq, but 400$ off my plane ticket would be great....That is why i need more opinions

 


which did you apply for first, and also what's your income and aaoa looking like? just curious cause your signiture credit score seems pretty low for a Cash+ you sure it wasn't the 1% rewards card ? the site says approved, but it states people that are not approved for Cash+ gets the 1% card. many people got it thinking they were approved and got the 1% card.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 912
Registered: ‎06-14-2012
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?


webhopper wrote:
Probably a HP but if you can see a present and future need for the card I say go for it.

If you wait til January you'll get backdating but you also might miss out on the bonus.

+1



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

Congrats!  

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: AMEX B.Cash Everyday Aproved, should I appy for one more card?

I agree with others on waiting until january for backdating purposes.




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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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