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New Contributor
G19OD
Posts: 73
Registered: ‎06-19-2012

AMEX BCE Approved - Limit? Edit: WOW!

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‎01-09-2013 05:07 PM - edited ‎01-09-2013 05:26 PM

I tried a search, but couldn't find much. Regardless, I am sure this question has been answered many times, but....

 

I just applied for the AMEX BCE and received the 14 day pending note. Checked again a minute later and it said approved. Is there a way for me to find the limit before the card arrives? I was able to do this with my Chase Freedom, don't know how with AMEX.

 

Thanks y'all.

AMEX BCE $10k, Citi Forward $5k, Chase Freedom $3k, BoA Cash Rewards $1.9k, BECU $1k, AMEX Zync NSPL

TU - 784 (Alaska Federal Credit Union 5/9/12)
TU - 746 (BoA pull 6/19/12)
EX - 723 (AMEX pull 6/24/12 - Before Citi)
EX - 728 (Citi pull 6/24/12 - After AMEX)
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Mega Contributor
LS2982
Posts: 14,553
Registered: ‎04-09-2011

Re: AMEX BCE Approved - Limit?

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‎01-09-2013 05:19 PM

G19OD wrote:

I tried a search, but couldn't find much. Regardless, I am sure this question has been answered many times, but....

 

I just applied for the AMEX BCE and received the 14 day pending note. Checked again a minute later and it said approved. Is there a way for me to find the limit before the card arrives? I was able to do this with my Chase Freedom, don't know how with AMEX.

 

Thanks y'all.

You need to call into new accounts

 

1-800-567-1083

 

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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New Contributor
G19OD
Posts: 73
Registered: ‎06-19-2012

Re: AMEX BCE Approved - Limit?

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‎01-09-2013 05:24 PM - edited ‎01-09-2013 05:26 PM

Thanks I just did that and WOW.

 

$10,000. They doubled my previously highest limit!

 

So is it true I can ask for a 3x (or 25k?) in 61 days?

AMEX BCE $10k, Citi Forward $5k, Chase Freedom $3k, BoA Cash Rewards $1.9k, BECU $1k, AMEX Zync NSPL

TU - 784 (Alaska Federal Credit Union 5/9/12)
TU - 746 (BoA pull 6/19/12)
EX - 723 (AMEX pull 6/24/12 - Before Citi)
EX - 728 (Citi pull 6/24/12 - After AMEX)
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Established Contributor
tennisfan78
Posts: 580
Registered: ‎09-18-2011

Re: AMEX BCE Approved - Limit?

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‎01-09-2013 05:28 PM

Congrats! Thats an awesome limit!!!

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
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Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012

Re: AMEX BCE Approved - Limit?

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‎01-09-2013 05:29 PM

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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webhopper
Posts: 6,872
Registered: ‎09-16-2011

Re: AMEX BCE Approved - Limit? Edit: WOW!

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‎01-09-2013 05:32 PM

Anything over 25k in limit requires a tax transcript... best to ask for 25k instead of 30k
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


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Valued Contributor
Walt_K
Posts: 2,631
Registered: ‎11-02-2009

Re: AMEX BCE Approved - Limit? Edit: WOW!

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‎01-09-2013 05:38 PM - edited ‎01-09-2013 05:41 PM

Anything over 25K in limit generally requires a tax transcript, not always.  But yes, probably best to ask for 25K.  And yes, it can be done in 61 days (though I don't remember if that is from approval or activation).

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13), TU 98 728 (01/06/12), TU 04 728 (lender pull) (01/12/12), EX 742 (lender pull) (01/12/12)
Goal Score: 720

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Established Member
KS13
Posts: 53
Registered: ‎01-06-2013

Re: AMEX BCE Approved - Limit? Edit: WOW!

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‎01-09-2013 05:39 PM

Tax transcript? What will that do?

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Valued Contributor
Walt_K
Posts: 2,631
Registered: ‎11-02-2009

Re: AMEX BCE Approved - Limit? Edit: WOW!

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‎01-09-2013 05:41 PM

KS13 wrote:

Tax transcript? What will that do?

It's a method of verifying income (which many find overintrusive).

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13), TU 98 728 (01/06/12), TU 04 728 (lender pull) (01/12/12), EX 742 (lender pull) (01/12/12)
Goal Score: 720

Take the FICO Fitness Challenge
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: AMEX BCE Approved - Limit? Edit: WOW!

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‎01-09-2013 06:11 PM

Congrats on your approval and excellent CL!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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