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Regular Contributor
hateAshbury
Posts: 131
Registered: ‎11-14-2011
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Re: AMEX BCE Approved (disappointed in the limit)

so which bureau is AmEx pulling these days? the one from which we can't get scores?


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: AMEX BCE Approved (disappointed in the limit)


hateAshbury wrote:

so which bureau is AmEx pulling these days? the one from which we can't get scores?


Yes, EX.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
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Re: AMEX BCE Approved (disappointed in the limit)

Not sure yet which they pulled but they have pulled EX in the past. I thought EQ was the one we can longer buy FICO scores on?
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: AMEX BCE Approved (disappointed in the limit)


laboi_22 wrote:
Not sure yet which they pulled but they have pulled EX in the past. I thought EQ was the one we can longer buy FICO scores on?

You can buy EQ / TU FICO here, you cannot buy EX FICO's anywhere. Only way to get it is to:

 

-App for an AMEX card (YMMV they almost exclusively pull EX and it is a FICO they provide)

-Be a member of PSECU (A CU in PA)

-App for a mortgage




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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pizzadude
Posts: 9,221
Registered: ‎01-28-2010
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Re: AMEX BCE Approved (disappointed in the limit)


laboi_22 wrote:
Not sure yet which they pulled but they have pulled EX in the past. I thought EQ was the one we can longer buy FICO scores on?

You can purchase an Equifax FICO score from the Equifax website, but TU and EX don't sell FICO directly.    MyFICO sells a TU score, but as consumers we can't directly purchase an Experian score from anyone right now, but can only get it from a creditor.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011
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Re: AMEX BCE Approved (disappointed in the limit)

Thanks for clarification. I always get them mixed up lol
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000

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