Credit Cards

[delf]

You have to enroll in all the protections and pay for the services?  Is this the same for the BCP?  I thought it was a benefit of the card. 

Thank you for your input. 

[Crashem]

Same as bcp.  Not sure what protections you referring to.  There are a bunch that are automatic and a few you can add on at some cost.

[pizzadude]

As far as I know the only difference between BCE and BCP is the annual fee and the cash-back% rewards.

[Koop10010]

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Crashem wrote:

Same as bcp.  Not sure what protections you referring to.  There are a bunch that are automatic and a few you can add on at some cost.

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+1  It comes with lots of benefits that are free and included, but there are some premium ones that cost extra.

[delf]

Thanks all.  The I was thinking I had to pay for the travel and purchase insurance.  I guess there are different levels of coverage.

For an example:

How would you purchase a new tablet/laptop?  What protections would I get with BCE on the 300 device versus just using cash?

[Koop10010]

You get covered for accidental damage/theft for 90 days, you get the manufacturer's warranty doubled, up to an additional year, and you get return protection (though that's limited to $300 per item I believe).  It's definitely better to go ahead and use credit even if you can pay cash.