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Established Member
delf
Posts: 14
Registered: ‎06-23-2012

AMEX BCE Benefit Question

You have to enroll in all the protections and pay for the services?  Is this the same for the BCP?  I thought it was a benefit of the card. 

 

Thank you for your input. 

Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: AMEX BCE Benefit Question

Same as bcp.  Not sure what protections you referring to.  There are a bunch that are automatic and a few you can add on at some cost.

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pizzadude
Posts: 8,660
Registered: ‎01-28-2010

Re: AMEX BCE Benefit Question

As far as I know the only difference between BCE and BCP is the annual fee and the cash-back% rewards.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: AMEX BCE Benefit Question


Crashem wrote:

Same as bcp.  Not sure what protections you referring to.  There are a bunch that are automatic and a few you can add on at some cost.


+1  It comes with lots of benefits that are free and included, but there are some premium ones that cost extra.

FICOs (2/24/12): EX 752, EQ 740
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Established Member
delf
Posts: 14
Registered: ‎06-23-2012

Re: AMEX BCE Benefit Question

Thanks all.  The I was thinking I had to pay for the travel and purchase insurance.  I guess there are different levels of coverage.

 

For an example:

 

How would you purchase a new tablet/laptop?  What protections would I get with BCE on the 300 device versus just using cash?

Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: AMEX BCE Benefit Question

You get covered for accidental damage/theft for 90 days, you get the manufacturer's warranty doubled, up to an additional year, and you get return protection (though that's limited to $300 per item I believe).  It's definitely better to go ahead and use credit even if you can pay cash.

FICOs (2/24/12): EX 752, EQ 740
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