Credit Cards

[Cageym]

I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

[distantarray]

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Cageym wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

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i think it's time you contacted the Executive office at Capital One for that toy limit

but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January

[armbenderc]

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Cageym wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

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Dooo etttt.

[SnackTrader]

Edit: 19 years old Amex already, nevermind.

[Cageym]

I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.

[distantarray]

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SnackTrader wrote:

Wait until January.

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it's good advice but since he has 19 years backdating already the gains aren't going to make that much of a difference =)

[EandK23]

I say do it!  You have great scores with backdating is a huge plus. 

[Cageym]

I can't find the link to check the status of the app (I got the standard 14 day thing). Anyone have it? Nevermind, found it: https://www262.americanexpress.com/eaol/welcome.do

[armbenderc]

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Cageym wrote:
I can't find the link to check the status of the app (I got the standard 14 day thing). Anyone have it? Nevermind, found it: https://www262.americanexpress.com/eaol/welcome.do

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Did you get it? OMG OMG OMG

[Cageym]

It says check back in 24 hours. So I'll go look every so often and see.