I had been sitting on an email offer to apply for about a week. I seriously didnt think I would get approved with all of the flux that has been going on in my CR these past few months, but since I'm already an AMEX card member what damage could it do. I applied and got the dreaded pending something will be sent to you in 14 days message. I login to the app status portal and there it is, Approved. I'm excited to be moving on up, but absolutely shocked to have been approved.
Since Feb I've applied/approved for NFCU Visa Signature cashRewards ($20k) & NFCU NavChek ($15k), received CLI on Walmart & VS card. I haven't had any negative info on my reports in over 3 years, but the ones still reporting are horrible - judgements/chargeoffs and late payments. I have no idea what my CL is, but my total available credit on other accounts has gone from maybe 8k last month to 45k.
I was planning on sock drawing my Zync in favor of something else at the end of this month. Looks like the something else is gonna be BCE.
Oh man I'm nervous about mine...I initially was declined but requested to be reviewed manually. I'm currently pending at the moment and recently opened a chase freedom, discover it and graduated my secured bofa to unsecured...Plus my paid CO's from 2008 are still there falling off slowly..crossing my fingers
Starting Score: EQ 717 EX 724 TU 736
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