AMEX BCE chance?

[GTT]

I established my credit history since 2012.1 and I just got approved for chase freedom and discover it this week.

So far no late payment, nothing bad, in total 6 HPs I believe.

Cap1: 750, 750

Chase Freedom: 5000 ( received yesterday)

Discover IT: 3000 (on its way)

I'm wondering what's the chance that I get BCE approved? So far I believe these two new cards haven't been reported to the bureaus yet.

[titanofold]

The cards may not be, but their inquiries have.

If you get denied, it may be because of the inquiries.

[GTT]

Do you mean they might not be happy about my 6 HPs or 6HPs in almost 2 years?

[w003ptr]

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@GTT wrote:

Do you mean they might not be happy about my 6 HPs or 6HPs in almost 2 years?

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He's saying that the HPs from applying for those 2 new carsd are already showing and it doesn't matter much if the cards show up or not.  Not to Amex anyway.

[GTT]

I just realized that out of the 6 inquries, 4 of them were from Jan/Feb 2012, so I will just wait till Feb 2014 when they will be gone.

[GTT]

But those inquries don't show whether the cards were approved or not, right?

[red259]

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@GTT wrote:

I just realized that out of the 6 inquries, 4 of them were from Jan/Feb 2012, so I will just wait till Feb 2014 when they will be gone.

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For recent inquiries to have less impact on your app you want to wait six months. You do not need to wait the two full years for inqs to drop. After a year the impact would be negligible on your apps.  

[cyclesport45]

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, I just got the BCP with 12 HP in the last year, 3 in the last 6 months.  I did get the Blue Sky 2 months ago,

don't know if that made any difference.  Best advice is to wait 6 months with no new HP's.  Patience is a virtue? 

[09Lexie]

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@GTT wrote:

But those inquries don't show whether the cards were approved or not, right?

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Inquiries show whether or not the cc was approved

[09Lexie]

You have a thin file but it might be worth it to lock in your MSD to try now.