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07-21-2013 01:54 PM
Im trying to figure out what cards I should apply for next, after I come out of gardening. Should I apply for just one, or the three I'm going for, like in one day.
1. AMEX BCE
2. Chase Freedom
3. USAA Visa
I really would like to establish a relationship with American Express, but then again maybe the other cards would be good as well. I'm not sure if I should just go for all three or just the AMEX, or the USAA.
07-21-2013 02:00 PM
What does your profile look like?
1. AMEX BCE - Great card to have, but if you dont have a prior relationship with AMEX is a tad bid harder to get. Charge cards are easier to get in with AMEX.
2. Chase Freedom - Easiest card of the 3
3. USAA Visa - Good good to get if you are a full member - lower interest rate. If not full member interest rate is ridiculous.
07-21-2013 02:06 PM
Well I got my first card a year ago. My mom put me on with her Kohls (06/12). And the rest, my best buy (01/13), discover (03/13) and then cap one (06/13). I have a EX score of 666, like 9 inquiries and ive always paid on time. i do not carry a balance on anything except for the Best Buy card, because it has no interest for 24 months
07-21-2013 02:07 PM
Well Im really not trying to have an annual fee, thats my problem.. Should I just get the green card instead of the BCE?
and for the USAA, my grandfather was in the military, I am not a member, so I dont know if i would get approved or not..
07-21-2013 02:10 PM
07-21-2013 02:13 PM
I'm really just going for something that doesnt have any annual fee, has decent rewards and is most definitely unsecured.
07-21-2013 02:16 PM
07-21-2013 02:18 PM
Okay thanks. I am looking to pay off the BB card in the next couple of months, I'm sick of having a balance on it..the next payment I make will bring it down to 32% util..I am probably going to wait about 6-7 more months to apply for any new cards anyways, just trying to get something set in stone so I know what I want at the time that I do apply.
Thank you, I really appreciate it!
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