Im trying to figure out what cards I should apply for next, after I come out of gardening. Should I apply for just one, or the three I'm going for, like in one day.
1. AMEX BCE
2. Chase Freedom
3. USAA Visa
I really would like to establish a relationship with American Express, but then again maybe the other cards would be good as well. I'm not sure if I should just go for all three or just the AMEX, or the USAA.
What does your profile look like?
1. AMEX BCE - Great card to have, but if you dont have a prior relationship with AMEX is a tad bid harder to get. Charge cards are easier to get in with AMEX.
2. Chase Freedom - Easiest card of the 3
3. USAA Visa - Good good to get if you are a full member - lower interest rate. If not full member interest rate is ridiculous.
Well I got my first card a year ago. My mom put me on with her Kohls (06/12). And the rest, my best buy (01/13), discover (03/13) and then cap one (06/13). I have a EX score of 666, like 9 inquiries and ive always paid on time. i do not carry a balance on anything except for the Best Buy card, because it has no interest for 24 months
Well Im really not trying to have an annual fee, thats my problem.. Should I just get the green card instead of the BCE?
and for the USAA, my grandfather was in the military, I am not a member, so I dont know if i would get approved or not..
I'm really just going for something that doesnt have any annual fee, has decent rewards and is most definitely unsecured.
Okay thanks. I am looking to pay off the BB card in the next couple of months, I'm sick of having a balance on it..the next payment I make will bring it down to 32% util..I am probably going to wait about 6-7 more months to apply for any new cards anyways, just trying to get something set in stone so I know what I want at the time that I do apply.
Thank you, I really appreciate it!