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Frequent Contributor
Posts: 273
Registered: ‎01-01-2013
0

Re: AMEX BCE short credit history

I think you will be fine, I got approved and  had a aaoa of 3 months because I got approved for 4 new cards a month or two beforehand. 

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Regular Contributor
Posts: 150
Registered: ‎09-09-2012
0

Re: AMEX BCE short credit history

I think you have an okay shot at a revolver; much better chance at a charge card. I say app for the green first, if you're approved, immediately app for BCE. If you're denied for green, then you should wait until your Freedom is a year old before you apply again. As for your income question, I think it is fine. Make sure you put student-employed for the income source, most lenders understand that student income will be low and varies. They'll weigh your credit much more than your income. That's just my opinion, but a good one I think :smileyvery-happy:

 

Good luck!

Age: 22 | FICO: TU 748, EQ 740, EX 716 | FAKO: TU 755, EX 778 | Garden: 4/14 | Total History: 4yr 2mo | AAoA: 2yr 4mo | Util: 2%
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