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Frequent Contributor
mauwow0682
Posts: 284
Registered: ‎08-24-2010

Re: AMEX BCE vs Costco?

The Costco/Amex rewards checks can be redeemed for cold hard cash at the membership desk not just towards purchases...sometime a man needs a little bit pocket cash.

I picked TE because I already have a bofa 123 linked to my checking account that when I redeem Into my account I get an extra 10%. So I didn't see the need for BCE/P.

And who am I kidding? I really just wanted 2 cards in one for more room in my wallet. :-)

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


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Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012

Re: AMEX BCE vs Costco?

Thanks for all the feedback!  I think I'm going to app for the BCE when my new NFCU statement posts in the next few days.  :smileyhappy:



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Senior Contributor
longtimelurker
Posts: 5,399
Registered: ‎04-22-2013

Re: AMEX BCE vs Costco?


electra wrote:

I guess I shop more than I thought as Costco since I spent enough to make the executive membership worthwhile but I do most of my shopping at Whole Foods.   I buy gas when I can at Costco but it's not exactly conveniently located so I'd say I get my gas there maybe 1/4 to 1/3 of the time.  So, maybe the BCE would be better.  


If you do most of your shopping at whole foods, unless you are a very light shopper, the BCP is almost certainly better than the BCE.  Ignoring gas and dept store benefits, BCP is better when your annual spend is > $2500 (which isn't many trips to WF!).

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Valued Member
flyingace
Posts: 313
Registered: ‎04-25-2013

I was under the impression that you couldn't use a regula...

I was under the impression that you couldn't use a regular AMEX at Costco, save for the TE card... am I correct?

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
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Regular Contributor
sengpatt
Posts: 223
Registered: ‎12-08-2012

Re: I was under the impression that you couldn't use a regula...


flyingace wrote:

I was under the impression that you couldn't use a regular AMEX at Costco, save for the TE card... am I correct?


Any card with an American Express logo can be used at Costco.

EX: 758 (10/12), TU: ???, EQ: ???

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