05-09-2013 09:23 AM
05-09-2013 10:17 AM
BCE isn't elementary looking!
It's sexxxyy... I like the holographic, detailed clear look though.
It isn't elementary looking, but it feels VERY flimsy and cheaply made
05-09-2013 10:19 AM
I guess I shop more than I thought as Costco since I spent enough to make the executive membership worthwhile but I do most of my shopping at Whole Foods. I buy gas when I can at Costco but it's not exactly conveniently located so I'd say I get my gas there maybe 1/4 to 1/3 of the time. So, maybe the BCE would be better.
05-09-2013 11:38 AM
BCE/P is an every day card for groceries / gas.
Costco, if you need restaurant and I think limited travel rewards, trends better. I haven't penciled it out as I know my grocery bill is going to go way up and my restaurant bills will go down post mortgage, but right now the TE card would spank my BCP for me personally rewards wise... and I've already made my AF back and then some on the BCP only having it for four months.
05-09-2013 12:02 PM
Also I believe your TrueEarnings "cash back" is a check cut to you for use at Costco whereas the BCE is Reward Dollars that can be redeemed as statement credit.
TE is 3% on Costco and standalone gas up to $4000 annually / BCE is 2%
BCE is 3% on groceries up to $6000 annually / TE is standard 1%
BCP is 6% on groceries...
And from what I hear the BCE/BCP/Blue cards are all pretty elementary looking. I'm weird like that, I like the look of my cards as much as I do their rewards and credit limits
TE does not earn 3% on Costco purchases other than gas, unless you have the Executive membership.
TE Rewards breakdown:
Gold Membership: 3% Gas (including Costco gas), 2% Travel, 2% Dining, 1% Everything else (this includes Costco non-gas purchases)
Executive Membership: 3% Gas (including costco), 3% Costco purchases (1% + 2% executive rewards for costco purchases), 2% Dining, 2% Travel, 1% Everything else
05-09-2013 12:50 PM
I was referring to Costo GAS purchases.
05-09-2013 01:24 PM
I was referring to Costo GAS purchases.
05-09-2013 01:28 PM
Now that I have gotten my partner to get both I can tell you:
Currently Costco is running a promo if you are an Executive member and apply for the Costco Amex I think Personal is giving $50 Cash Bonus and Business $75.
Now, Blue Cash Preferred pays for itself up to max a year for grocery but after that I think and I'm shocked to say with a closer look, Costco is better for Gas and Restaurant.
Blue does kick in the Department store.
05-09-2013 09:12 PM
I have both and I use them both, so I recommend you get both of them. I like the Costco TE for the 3% on gas and the 2% on dining. I like the BCE for the 3% on groceries and 2% on dept stores.
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