And what is the alternative? Asking for CLI's on existing cards.
Even if the 61 day doesn't get you 10K, another after 6 more months should, so why not apply and see what you get?
Also, why is 10K so critical? Is this for a definite need or for self-image!
I guess I could do that too. And me having 10k isn't for self-image...its a goal of mine. Kinda like weight...you wanna be a certain weight loss goal, and you do whatever you can to reach that. Similar thing here. I can care less about what others think. I just have it as a goal that i'm trying to reach. I feel like it would help me get to my Fico score goal which is above 750
The maxed citi card is a red flag, you should pay it down before applying, for the best chance of getting what you want.
Also, I agree with bs6054, you could be at 10k in less than a year, so why are you so stuck on at least a 3.5k limit.
I see a lot of approvals for 2k. I also see a lot of denials for high utilization...its a balancing act for sure!
right...which is why I decided to ask other for feedback to see if anybody had similar profiles and what their results were. I know its going to be a case by case basis, but at least it gives me an idea.
it's not as difficult as you think. I got my AMX costco w/ CL of 2k. increased to 6k in 2 month and 18k in 8 month. As long as you manage ur cc properly, AMX is pretty generous toward granting cl