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So I remembered reading somewhere on here that if you apply for an amex when you are logged into your account that it is a soft pull, so I logged in and applied for the BCE. I got an instant decline which is fine bc I was declined for the BCP last month so I wasn't going to bother with RECON since I did it last time and got no where. This was last night
So this morning I checked my e-mail and had one from AMEX saying that my application was pending? I checked the app status website through AMEX and of course there it is that it is pending.
Has anyone had this happen and should I be getting my hopes up?
@a3quit4s wrote:So I remembered reading somewhere on here that if you apply for an amex when you are logged into your account that it is a soft pull, so I logged in and applied for the BCE. I got an instant decline which is fine bc I was declined for the BCP last month so I wasn't going to bother with RECON since I did it last time and got no where. This was last night
So this morning I checked my e-mail and had one from AMEX saying that my application was pending? I checked the app status website through AMEX and of course there it is that it is pending.
Has anyone had this happen and should I be getting my hopes up?
With those credit lines unless you are maxed out I would think you would get approved!
They denied me because of high INQ and to many new accounts lol
I was thinking of calling in but I'm honestly tired of RECON with them. I was denied the BCP and I called and even wrote a letter and got nowhere so I'll just let this one pan out and see what happens. I was just wondering if anyone else has had the experience of getting denied and then getting an e-mail that the app was pending.
It's just weird.
If I get approved it could mean that we were wrong thinking the BCP and BCE have the same underwriting though?
I just checked and my original BCP app was 3/9/13 and they have my BCE app at 4/22/13 which is strange so it's been two days since I applied and didn't realize it.
Yes they did pull a second when RECON'd and if it helps my PRG app was approved on 3/6/13. But when I app'd and reconed and the BCP they didn't mention that my PRG approval had anything to do with my denial because I did think of that.
Strange things over at AMEX. I only applied again and changed it to BCE because so many people were getting approved.
Do soft pulls hurt my garden since date!