Re: AMEX BCP Approval?

pizzadude · ‎01-28-2010

You can always call and ask but you are correct that it will be a YMMV situation.....CSRs may not be able to predict.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

hateAshbury · ‎11-14-2011

I say go for it. I'd peg the odds as 3:2 that you'll get the BCP with $2,000 initial CL. WCS is you get an inquiry, but if so then NBD.

Let us know what you do and good luck!

Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700

Take the FICO Fitness Challenge

jake619 · ‎11-13-2012

I got BCE with w/ multiple settled accounts after they were CO'd. I have history with AMEX back to 1995 so maybe that helps and I never burned them, just WF and BoFA. BCP might be tougher. FWIW I was triple pulled and TU sealed the approval at 680 so yea it's certainly possible with some scars.


GangnamFICO wrote:
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.

Minor vulgarity edit --Rev

napplegate · ‎07-30-2012

Thanks for the feedback and advice. I think I'm going to bite the bullet and apply for a Gold card first, wait out the 6 months and app for the BCP, atleast it will be SP after the Gold card. Here's hoping they take me back into the fold haha!

Credit Cards

Re: AMEX BCP Approval?

Re: AMEX BCP Approval?

Re: AMEX BCP Approval?

Re: AMEX BCP Approval?