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New Contributor
bobvette
Posts: 62
Registered: ‎02-04-2012

AMEX BCP Approval!

Decided to apply for an Amex BCP about 3 days after my Ch. 7 BK fell off my report. I hit the submit button and got the "7-10 Day" message, I waited about 10 minutes and checked the application status was was approved, called in and found out my credit line was 10K!  Awesome I know!  However, it gets better, I thought I had an Amex gold card way back when I was young, like 18 young, and sure enough, the backdated my card to 1991, talk about helping my AAoA, sweet!  Finally, I also got my free Experian Fico score, which wasn't too bad, it was a 730. Glad to be back in the Amex family.

AMEX BCP $25,000 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

Take the FICO Fitness Challenge

Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: AMEX BCP Approval!

Congrats!!! Here's to continuing to rebuild and get your scores up high! :smileyhappy:

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Valued Member
LOC
Posts: 39
Registered: ‎06-27-2012

Re: AMEX BCP Approval!

Congratulations!!!




Starting Score: 565
Current Score: 660
Goal Score: 780

Contributor
patsfan1453
Posts: 180
Registered: ‎11-04-2012

Re: AMEX BCP Approval!

Congrats! You could go for a charge card now and it would only be an SP if your denied!

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: AMEX BCP Approval!

Congrats!

 

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
New Contributor
bobvette
Posts: 62
Registered: ‎02-04-2012

Re: AMEX BCP Approval!

I wondered about that, should I call them or apply online?

AMEX BCP $25,000 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

Take the FICO Fitness Challenge

Contributor
patsfan1453
Posts: 180
Registered: ‎11-04-2012

Re: AMEX BCP Approval!

I applied online, no extra HP.

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: AMEX BCP Approval!

Very nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: AMEX BCP Approval!

Congrats!! 



Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780


Take the FICO Fitness Challenge

Regular Contributor
Mustangfrank
Posts: 192
Registered: ‎07-17-2012

Re: AMEX BCP Approval!

Good Stuff !!

That Amex Back Dating is going to really help your scores and futre applications for other cards.

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)

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