cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX BCP CLI Approved!

tag
DesertLife
Regular Contributor

AMEX BCP CLI Approved!

I was initially was approved for $3k around 7/11/12, so I just passed the 61 days waiting period. I'm in the Garden, but heard that requesting a CLI from AMEX will only result on soft-pull, so, I went for it and requested 3x my initial credit limit and was approved for $9k. Whoohoo! Smiley Happy Now to keep gardening!

 

In case anyone else is looking to do this online, here's how I requested the credit limit increase:

 

Americanexpress.com > Login to account > More Account Options (found at bottom of left sidebar) > Increase Line of Credit (under Account Management section).

 

Monthly Spend: Must spend >$1,000 in 3 months to get bonus points.

 

Including Annual Fee ($75) first month spend $274.90, second month spend $791.36, third month currently $325.30.

 

 

[edited to include monthly spend in case people don't read the whole thread]

Started out with a 648 EQ in 2018, finally got to 850 FS8 TU | 836 FSU EX in November 2021!
Message 1 of 11
10 REPLIES 10
LS2982
Mega Contributor

Re: AMEX BCP CLI Approved!


@DesertLife wrote:

I was initially was approved for $3k around 7/11/12, so I just passed the 61 days waiting period. I'm in the Garden, but heard that requesting a CLI from AMEX will only result on soft-pull, so, I went for it and requested 3x my initial credit limit and was approved for $9k. Whoohoo! Smiley Happy Now to keep gardening!

 

In case anyone else is looking to do this online, here's how I requested the credit limit increase:

 

Americanexpress.com > Login to account > More Account Options (found at bottom of left sidebar) > Increase Line of Credit (under Account Management section).


CONGRATS!!

 

Very nice!!

 




EQ FICO 548 3/3/16
Message 2 of 11
adavis425
Established Contributor

Re: AMEX BCP CLI Approved!

Very niiiiccee! Congrats! Smiley Happy

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 3 of 11
DesertLife
Regular Contributor

Re: AMEX BCP CLI Approved!

Thanks! I've been working hard to build my credit up over the years and having this site to be a guide in that process is really helpful. It's great to know that after a certain number of days one can request a CLI, and what amount is recommended. It's great.

 

So, what's the next step after the first 60 day CLI for AMEX? Is it 6 months from date of CLI? And, for what amount, 3x again? This really helps with decreasing my utilization so I don't have to worry about it reporting if I spend $900 on the card in one month (which is not hard to do), before I PIF by the due date.

Started out with a 648 EQ in 2018, finally got to 850 FS8 TU | 836 FSU EX in November 2021!
Message 4 of 11
gettnthere
Established Contributor

Re: AMEX BCP CLI Approved!

Congrats on the CLI! how were you using your BCP in the last 60 days?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 5 of 11
RockinRay
Valued Contributor

Re: AMEX BCP CLI Approved!

You got to like that 3x CLI for sure!

 

Congrats!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 6 of 11
EandK23
Regular Contributor

Re: AMEX BCP CLI Approved!

Congrats!! Thanks for sharing your success story!
Message 7 of 11
rtw
Established Contributor

Re: AMEX BCP CLI Approved!

Congrats!  Hope to have the BCP by January.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 8 of 11
gettnthere
Established Contributor

Re: AMEX BCP CLI Approved!


@rtw wrote:

Congrats!  Hope to have the BCP by January.


 +1, im hoping to do the same. With any luck, maybe we will both have it by January Smiley Wink


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 9 of 11
LS2982
Mega Contributor

Re: AMEX BCP CLI Approved!


@rtw wrote:

Congrats!  Hope to have the BCP by January.


Sometime next year for me, maybe March.

 




EQ FICO 548 3/3/16
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.