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Posts: 136
Registered: ‎07-09-2012
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Re: AMEX BCP CLI Approved!

Good question; I didn't think to include that.

 

Including Annual Fee ($75) first month spend $274.90, second month spend $791.36, third month currently $325.30.

 

I had to get those bonus points for spending $1,000 in the first 3 months. Plus, I had to stay on top of that for the Chase BCP ($3k in 3 months) and PenFed Plat Rewards ($1k in 3 months).

 

It wasn't hard to get there, but I had to keep a close eye on all accounts throughout each month to ensure I was doing things right. I guess this was a goon initation period to get me in the habit of paying close attention to all accounts all the time. Better to actively manage these accounts I think.

Starting Score (2016): EX: 748; EQ 737; TU 761

2014 Current Score: Discover FICO08 797 (7/16); AMEX FICO 776 (8/16); PenFed FICO 766 (5/16).


Goal Score: All 800+ Available Credit: $100K+
Utilization:
23%

Gardening Since:
September 2016

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