Regular Contributor
Posts: 136
Registered: ‎07-09-2012

Re: AMEX BCP CLI Approved!

Good question; I didn't think to include that.


Including Annual Fee ($75) first month spend $274.90, second month spend $791.36, third month currently $325.30.


I had to get those bonus points for spending $1,000 in the first 3 months. Plus, I had to stay on top of that for the Chase BCP ($3k in 3 months) and PenFed Plat Rewards ($1k in 3 months).


It wasn't hard to get there, but I had to keep a close eye on all accounts throughout each month to ensure I was doing things right. I guess this was a goon initation period to get me in the habit of paying close attention to all accounts all the time. Better to actively manage these accounts I think.

Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.