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AMEX BCP trick

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takeshi74
Senior Contributor

Re: AMEX BCP trick


@Anonymous wrote:

For starters has anyone used an AMEX card to purchase gift cards at a grocery store? It's an incredably tempting thing to try, especially since I just got my card, so the 6k grocery cap ends in two months.


Yup.  That's why there is a cap.

Message 21 of 26
Anonymous
Not applicable

Re: AMEX BCP trick


"Really? I'd like to switch cards with you. It's actually only 6% CB at supermarkets, 3% at gas stations, 3% at U.S department stores and 1% elsewhere."

Gift card fee is 1%, so 6% back is really 5% back.
Message 22 of 26
Anonymous
Not applicable

Re: AMEX BCP trick


@Anonymous wrote:

"Really? I'd like to switch cards with you. It's actually only 6% CB at supermarkets, 3% at gas stations, 3% at U.S department stores and 1% elsewhere."

Gift card fee is 1%, so 6% back is really 5% back.

4.81% but who's counting. Smiley Happy

 

I only buy store/restaurant GC's with my category spend cards to avoid fees. It's money I would have spent in these places anyway so why not treat myself to a little discount. Smiley Happy

Message 23 of 26
Membersince2013
Valued Contributor

Re: AMEX BCP trick


@Anonymous wrote:

@Anonymous wrote:

"Really? I'd like to switch cards with you. It's actually only 6% CB at supermarkets, 3% at gas stations, 3% at U.S department stores and 1% elsewhere."

Gift card fee is 1%, so 6% back is really 5% back.

4.81% but who's counting. Smiley Happy

 

I only buy store/restaurant GC's with my category spend cards to avoid fees. It's money I would have spent in these places anyway so why not treat myself to a little discount. Smiley Happy


Yup. In my case, i'll take whatever i can get. Even if it's an extra dollar. 

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 24 of 26
SunriseEarth
Moderator Emeritus

Re: AMEX BCP trick


@Anonymous wrote:

@Anonymous wrote:

"Really? I'd like to switch cards with you. It's actually only 6% CB at supermarkets, 3% at gas stations, 3% at U.S department stores and 1% elsewhere."

Gift card fee is 1%, so 6% back is really 5% back.

4.81% but who's counting. Smiley Happy

 

I only buy store/restaurant GC's with my category spend cards to avoid fees. It's money I would have spent in these places anyway so why not treat myself to a little discount. Smiley Happy


I do the same with iTunes GC.  Maybe as well get a discount.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 25 of 26
Anonymous
Not applicable

Re: AMEX BCP trick


@SunriseEarth wrote:

@Anonymous wrote:

@Anonymous wrote:

"Really? I'd like to switch cards with you. It's actually only 6% CB at supermarkets, 3% at gas stations, 3% at U.S department stores and 1% elsewhere."

Gift card fee is 1%, so 6% back is really 5% back.

4.81% but who's counting. Smiley Happy

 

I only buy store/restaurant GC's with my category spend cards to avoid fees. It's money I would have spent in these places anyway so why not treat myself to a little discount. Smiley Happy


I do the same with iTunes GC.  Maybe as well get a discount.  


A free song with every $25 GC. Smiley Happy

Message 26 of 26
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