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Established Member
Ineedcredit21
Posts: 37
Registered: ‎04-29-2010

AMEX BLUE OR CHASE CC??????????

[ Edited ]

Hello,

 

I was thinking of applying for the American Express Blue Card! What are the requirements? Who do they pull? I already have a Visa since Mar PIF each month ready to add to my history. Should I apply to AmEX or Chase Bank? Which Chase CC is the easy to get?

 

Thank you!

Regular Contributor
asteroidblues
Posts: 117
Registered: ‎05-12-2010

Re: AMEX BLUE OR CHASE CC??????????

Amex mostly pulls Experian. Amex has its own internal scoring system but my guess is you will need FICO scores in the 700's. I don't know about Chase. Good luck.

Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010

Re: AMEX BLUE OR CHASE CC??????????

I've been doing the same thing, building credit.  From what I understand, Discover and Amex are harder to get than bank issued MasterCard/Visa.  My advice would be to go for a second bank issued MasterCard or Visa, and try for the Amex at the end of the year.  Just my $.02, but let us know how it works out if you choose to apply!

Regular Contributor
sonson
Posts: 241
Registered: ‎12-04-2009

Re: AMEX BLUE OR CHASE CC??????????

Whats your Fico Score? Credit History Like? Oldest Credit Account?

Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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