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Regular Contributor
johnecova
Posts: 107
Registered: ‎12-27-2010
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AMEX Backdating CC w/ Prepaid Card?

I know it's a stretch.... a big one at that...

 

What if I were to get an AMEX prepaid reloadable card....

 

would that build a history with AMEX and allow for backdating in the future?

 

 

New Contributor
addicted_to_credit
Posts: 106
Registered: ‎02-28-2011
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Re: AMEX Backdating CC w/ Prepaid Card?

Based on what I have read i would strongly doubt it but as they say YMMV


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Regular Contributor
johnecova
Posts: 107
Registered: ‎12-27-2010
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Re: AMEX Backdating CC w/ Prepaid Card?

Who at AMEX coul I call to find out?

 

I doubt it as well. I just want to find out for sure.

Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
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Re: AMEX Backdating CC w/ Prepaid Card?

I would just call them and ask if getting a prepaid card establishes a member since date.  If it does, that probably answers your question re backdating. 


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Valued Contributor
Uborrow-Upay
Posts: 2,708
Registered: ‎10-16-2008
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Re: AMEX Backdating CC w/ Prepaid Card?

 


johnecova wrote:

I know it's a stretch.... a big one at that...

 

What if I were to get an AMEX prepaid reloadable card....

 

would that build a history with AMEX and allow for backdating in the future?

 

 


johnecove, I don't think that's going to happen.  I think that the member date probably ties into an agreement to pay an annual fee, even if the first year is waived. 

 

I'm not familiar with the AMEX reloadable cards, but they probably don't have an annual fee...so, no "membership" is involved.

 

IMO, SOL on that one.

Regular Contributor
johnecova
Posts: 107
Registered: ‎12-27-2010
0

Re: AMEX Backdating CC w/ Prepaid Card?

lol I'm just trying to find an "in" with AMEX once I'm done gardening so I won't take much of a ding with the AAOA.

 

I guess I'll just have my brother app for one of the cards since he's got good credit.

 

I will call and ask them my question though :smileywink:

Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
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Re: AMEX Backdating CC w/ Prepaid Card?

[ Edited ]

 


johnecova wrote:

I know it's a stretch.... a big one at that...

 

What if I were to get an AMEX prepaid reloadable card....

 

would that build a history with AMEX and allow for backdating in the future?

 

 


Does your prepaid card have a member since date on it?  I personally do not think its impossible.   :smileywink:

Valued Contributor
Uborrow-Upay
Posts: 2,708
Registered: ‎10-16-2008
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Re: AMEX Backdating CC w/ Prepaid Card?


DI wrote: Does your prepaid card have a member since date on it?  I personally do not think its impossible.   :smileywink:

DI, just so I completely understand...you personally think it is possible...yes?

 

 

Regular Contributor
johnecova
Posts: 107
Registered: ‎12-27-2010
0

Re: AMEX Backdating CC w/ Prepaid Card?

forgot to update you guys, it is a definite no.

Valued Contributor
thrasher865
Posts: 1,157
Registered: ‎05-21-2008
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Re: AMEX Backdating CC w/ Prepaid Card?

That's what I would have assumed.  Are you talking about a reloadable gift card?  Like you would purchase at a supermarket?  They don't even have your information in their system for you to get one of those.

 

Definitely no way on that one.


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