AMEX Backdating in Jeopardy?

[Anonymous]

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@JLK93 wrote:

The BCE and BCP cards that lost backdating seem to have had statements close on Feb 19th and 20th.

My BCP statement closed on Feb 21st. It still has not updated to TU.

Has anyone had a BC* statement close on Feb 21st or later and update to TU? 

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Okay; you've had me worried enough that I just checked my real (meaning, directly from TU) TU report. My Blue (plain old Blue) and Zync are properly reported as opened 9/1999 and 1/1999, respectfully. My Blue statement cycle date was 21 February. 

You should order your real TU and initiate a dispute if yours are not reporting correctly. 

[JLK93]

There are now 3 reports that the glitch seems to have been fixed.

[manyquestions]

Ding-dong, the glitch is dead! Which old glitch? The wicked glitch!
Ding-dong, the wicked glitch is dead
Wake up, you sleepy head, rub your eyes, get out of bed
Wake up, the wicked glitch is dead!
She's gone where the goblins go below, below, below, yo ho
Let's open up and sing, and ring the bells out
Ding-dong! the merry-o sing it high, sing it low
Let them know the wicked glitch is dead

[kidink1911]

I recently app'd for a AMEX Reward Card and was approved.

I had an AMEX when I was a freshman in college (1992). My original date when I was approved said "Member Since '17".

I checked back yesterday and it now says "Member Since '92" (which is what I needed it to say/report as so I could get that 25 years onto my AAOA.

I would call and get it back to my original membership date. Good luck!!

[Anonymous]

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@kidink1911 wrote:

I recently app'd for a AMEX Reward Card and was approved.

I had an AMEX when I was a freshman in college (1992). My original date when I was approved said "Member Since '17".

I checked back yesterday and it now says "Member Since '92" (which is what I needed it to say/report as so I could get that 25 years onto my AAOA.

I would call and get it back to my original membership date. Good luck!!

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@kidink1911, I'm sorry to be the bearer of bad news but you won't get 25 years of AAoA added to your reports.  While it may say 'Member Since 1992' on your card and account information, these are purely cosmetic.  Amex stopped reporting new card backdating to the CRAs 2 years ago.  Anyone that opened a card before March 21, 2015 received the backdating if they had an earlier account with Amex, but after that date Amex started reporting new cards on your credit reports as opened on the actual date that they were opened.  Therefore, in your case, while the card may say 1992 it will be reported to the credit agencies as being opened in 2017.  Wish it were otherwise but....

[SouthJamaica]

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@JLK93 wrote:

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@SouthJamaica wrote:

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@manyquestions wrote:

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@SouthJamaica wrote:

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@JLK93 wrote:

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@SouthJamaica wrote:

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@slap_happy wrote:
I have three American Express, platinum, gold and blue cash, they all used to report an opening date of 1997 but I checked my fako today and only gold has changed from 1997 to the actual opening date of 2004 only on TU

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Just noticed that one of my closed backdated Amex cards didn't  report on Equifax.

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Are you saying that it never reported to Equifax?

Backdated Amex cards don't continue to report after they are closed.

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It did report until this month.

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You're saying it fell off your report much earier than scheduled?

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I don't know what was scheduled. I just know that it's been reporting and this month it didn't report on EQ. It wasn't closed by me, it was a JetBlue Amex card which was transferred to Barclays.

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Is it still on your report or is it gone?

Was it updating every month?

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I'll have to wait and see what happens on my next report.

Yes it was updating every month.

[slap_happy]

My card has magically returned to its MSD on credit report, it seems to have corrected itself, just gained 10+ years back again 👍

[manyquestions]

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@slap_happy wrote:
My card has magically returned to its MSD on credit report, it seems to have corrected itself, just gained 10+ years back again 👍

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Congrats!