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jeffrey_MBP
Posts: 50
Registered: ‎11-05-2012
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AMEX Blacklist Experiences

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.

Established Contributor
longtime_lurker
Posts: 531
Registered: ‎10-21-2013
0

Re: AMEX Blacklist Experiences


jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


Amex lost a lot of money to have you blacklisted...

 

But honestly, re: your question, I know there is a thread lurking around that had a lot of replies to it on this topic. Though I believe that topic also talked about the Optima card (?), a sort-of "rebuilding" card for those who had burned AMEX in the past, but I do not believe that program is still running.

Senior Contributor
Open123
Posts: 4,194
Registered: ‎02-23-2011
0

Re: AMEX Blacklist Experiences

Really hard to say, since there aren't any reliable or consistent data points.  Some seem to be off after 5, 7, or 10 years.  And, there are some who are still on the list after 15, 20 and 30 years.

 

Have no idea how they decide, but I'd imagine the amount of the loss in question or inclusion in a BK would factor into it.

Established Contributor
keithB
Posts: 723
Registered: ‎06-02-2014
0

Re: AMEX Blacklist Experiences


jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


 

You can always pay for loung access. Either for a daily pass or a yearly membership.

 

 

 

Epic Contributor
Creditaddict
Posts: 21,607
Registered: ‎10-23-2007
0

Re: AMEX Blacklist Experiences


jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


wow 12 years and when you apply it says "declined because of past account management" and doesn't pull credit?

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Valued Contributor
gdale6
Posts: 9,263
Registered: ‎12-13-2013
0

Re: AMEX Blacklist Experiences

31 years post BK and counting...

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Regular Contributor
Simba501
Posts: 194
Registered: ‎06-01-2014
0

Re: AMEX Blacklist Experiences

[ Edited ]

keithB wrote:

jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


 

You can always pay for loung access. Either for a daily pass or a yearly membership.

 

 

 


+1

 


gdale6 wrote:

31 years post BK and counting...


 I've read about people being approved with an Amex charge-off still reporting.  Maybe BK is a higher offense to them.

Epic Contributor
Creditaddict
Posts: 21,607
Registered: ‎10-23-2007
0

Re: AMEX Blacklist Experiences

My applications with American Express stopped being declined for past account holder history after about eight years post BK
Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Regular Contributor
rudy0720
Posts: 220
Registered: ‎08-10-2012
0

Re: AMEX Blacklist Experiences

I got back in with Amex 9 years post Chapter 7 BK

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Contributor
davidsawsparks
Posts: 89
Registered: ‎07-16-2010
0

Re: AMEX Blacklist Experiences

I just got approved for one of their cards again after 15 years. Mine was a CO though and not a bk... but they didn't have any recollection of me since they think I'm a new member. Similar to CreditAddict's situation... I may have simply been one of the lucky ones to slip through the cracks. 

     
    

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