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AMEX Blacklist Experiences

Contributor

AMEX Blacklist Experiences

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.

Message 1 of 10
9 REPLIES
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Valued Contributor

Re: AMEX Blacklist Experiences


jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


Amex lost a lot of money to have you blacklisted...

 

But honestly, re: your question, I know there is a thread lurking around that had a lot of replies to it on this topic. Though I believe that topic also talked about the Optima card (?), a sort-of "rebuilding" card for those who had burned AMEX in the past, but I do not believe that program is still running.

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 2 of 10
Super Contributor

Re: AMEX Blacklist Experiences

Really hard to say, since there aren't any reliable or consistent data points.  Some seem to be off after 5, 7, or 10 years.  And, there are some who are still on the list after 15, 20 and 30 years.

 

Have no idea how they decide, but I'd imagine the amount of the loss in question or inclusion in a BK would factor into it.

Message 3 of 10
Established Contributor

Re: AMEX Blacklist Experiences


jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


 

You can always pay for loung access. Either for a daily pass or a yearly membership.

 

 

 

Message 4 of 10
Epic Contributor

Re: AMEX Blacklist Experiences


jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


wow 12 years and when you apply it says "declined because of past account management" and doesn't pull credit?

Message 5 of 10
Moderator

Re: AMEX Blacklist Experiences

31 years post BK and counting...

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 6 of 10
Established Contributor

Re: AMEX Blacklist Experiences


keithB wrote:

jeffrey_MBP wrote:

I'm not losing sleep over it, but what are everyone's experiences/timeframes for remaining the amen blacklist post bankruptcy?   I'm at 12 years thus far.  It's too bad that AMEX is losing out of all of my business, but many other banks are definitely benefiting from it.  I just want AMEX lounge access at two airports that don't offer it from my other cards.

 

Thanks again.


 

You can always pay for loung access. Either for a daily pass or a yearly membership.

 

 

 


+1

 


gdale6 wrote:

31 years post BK and counting...


 I've read about people being approved with an Amex charge-off still reporting.  Maybe BK is a higher offense to them.

Message 7 of 10
Epic Contributor

Re: AMEX Blacklist Experiences

My applications with American Express stopped being declined for past account holder history after about eight years post BK
Message 8 of 10
Regular Contributor

Re: AMEX Blacklist Experiences

I got back in with Amex 9 years post Chapter 7 BK

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 9 of 10
Contributor

Re: AMEX Blacklist Experiences

I just got approved for one of their cards again after 15 years. Mine was a CO though and not a bk... but they didn't have any recollection of me since they think I'm a new member. Similar to CreditAddict's situation... I may have simply been one of the lucky ones to slip through the cracks. 

      
       
Message 10 of 10