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AMEX Blue Approval After 10-14 Day Message

Regular Contributor

AMEX Blue Approval After 10-14 Day Message

I applied for the Amex Blue card and received the dreaded "10-14 day response". I called Amex and asked what was going on? They told me it was approved and the application was sent to the executive credit department to see if I would get a better APR. I didn't ask anymore questions. I then checked the website and it shows it's approved. I don't know limit or any other terms. I just got in with AMEX a year ago and thought I would give it a shot. I guess I will know more, once I get the card.

8 REPLIES
Frequent Contributor

Re: AMEX Blue Approval After 10-14 Day Message


breakthecycle wrote:

I applied for the Amex Blue card and received the dreaded "10-14 day response". I called Amex and asked what was going on? They told me it was approved and the application was sent to the executive credit department to see if I would get a better APR. I didn't ask anymore questions. I then checked the website and it shows it's approved. I don't know limit or any other terms. I just got in with AMEX a year ago and thought I would give it a shot. I guess I will know more, once I get the card.


Congrats! is this Blue or Blue Cash?


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
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New Contributor

Re: AMEX Blue Approval After 10-14 Day Message

Congrats!

April 2012 Scores - EX: 750 PSECU
Regular Contributor

Re: AMEX Blue Approval After 10-14 Day Message

It was just regular Blue. It was a spontaneous app. I already have a big enough AF with my other Amex didn't want another AF. 

Frequent Contributor

Re: AMEX Blue Approval After 10-14 Day Message

What was were your scores?  I also got AMEX Gold Charge last Oct and was wanting to wait till Oct 12 to apply for Blue.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Valued Contributor

Re: AMEX Blue Approval After 10-14 Day Message


breakthecycle wrote:

It was just regular Blue. It was a spontaneous app. I already have a big enough AF with my other Amex didn't want another AF. 


Blue Cash Everyday doesn't have an AF, just the preferred version.

Regular Contributor

Re: AMEX Blue Approval After 10-14 Day Message

Thanks guys,

 

I don't know my EXP score my last TU score was 718. Since that I have paid down my CC balances and are now 9% utilization. I know the reports don't update CC paydowns that quickly though. I have 2 other AMEX charge cards so that could have helped me. I just became a AMEX member last Jan. I'm just wondering what the limit will be. Status just shows "approved".

Super Contributor

Re: AMEX Blue Approval After 10-14 Day Message

-----> What was were your scores? I also got AMEX Gold Charge last Oct and was wanting to wait till Oct 12 to apply for Blue.

If you wait until jan13 to app for your Blue it will have an additional 10 months of age when it shows on your CR...
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor

Re: AMEX Blue Approval After 10-14 Day Message


breakthecycle wrote:

Thanks guys,

 

I don't know my EXP score my last TU score was 718. Since that I have paid down my CC balances and are now 9% utilization. I know the reports don't update CC paydowns that quickly though. I have 2 other AMEX charge cards so that could have helped me. I just became a AMEX member last Jan. I'm just wondering what the limit will be. Status just shows "approved".



Congrats and if you call the application status number you can ask the rep the limit and your score


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
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