Ok today must be the day of giving. I went to check my AMEX Blue Cash and I received a CLI of $1000 on this account. For those of you who aren't familiar with the history of this account. AMEX CLD me about a year because of 1) increase spending (out of my past 7 year behavior) -- I was in college then so of course I didn't spend a lot, and 2) inquiries ( I bought a house). They chopped my limit down to $500 in two successions. I then SD the card and only charged my netflix for the past 10 months. Today, they reward my measly charge of $15 for 10 months with a $1000 CLI. I just don't get them.
Ya, their way of thinking seems to be. "We're happy to give you a sizeable credit line, as long as you don't use it." I'm convinced AMEX cards are all for show to the majority of the working class in this economy. I charge my creditsecure monthly fee to my blue cash and have it setup to autopay. But since I'm dropping creditsecure, my amex card will be officially sockdrawered next month.
I have had the card for 8.5 years. They normally soft EXP. I'm not sure what my EXP score since we can't access that FICO anymore. However, I estimate it to be somewhere around 760-793. My EQ FICO is 793 and my TU FICO is 760. My EXP report has the same information as the EQ but the score was closer to TU. Sorry I can't be more helpful. The CLI was unsolicited on my end.