Credit Cards

[DI]

This card is going to put my Discover card to rest.

Dear DI,

I have checked your Blue Cash Card and pleased to inform that it is eligible to directly switch to Blue Cash Everyday Card.

The American Express Blue Cash Everyday Credit Card rewards you with a cash back of up to 3% for spending on the Card. The more you spend, the greater the cash back earned.

Following are the additional features:

• No annual membership fee
• 3% cash back on Supermarkets, 2% cash back on Gas & Department Stores and 1% on all other eligible spend
• There is no limit on the number of additional Cardmembers that can be added
• Unlimited rebate potential with no spending cap

If you would prefer to have the above Card, please email us with your consent, and I shall be glad to process with the request.

[tinuviel]

Congrats! Nice PC!!!

[RayRocks]

How old is your Blue Cash card??? I would like to PC this for my Wife.

Ray

[DI]

Almost 2 yrs old. 

[RayRocks]

Got ya.... I thought it might be newer.

My wife has one of those cards but we cannot change for 12 months... 

I app'd for one but was declined. Then I ended up with the Costco Amex so I will stay out there for now.

The new card looks sweet. I will be curious to read how you like it!

Ray

[hemi961]

Got my cards in the mail this morning but I opted for the preferred version.

[minerva]

congrats !

Really trying to get my parents to get one of these cards. but they are so old fashioned they still think "cash is king" .. so frustrating!

[bunnyrabbit]

DI, that is nice offer!  Good for you 

I would love to get one too ... but I haven't.  Mine is just a plain Blue, not Blue Cash.  I just called and spoke with their rep.  I asked about SF or HP, she did not have no idea about it.  But she said it shouldn't be no problem since I have this card  from 12/2005.  Also she mentioned to me that I will loose my current pts of 196 if I request PC now .. which is $196 spent since last redemption.  The minimum redemption for a gift card is 1000 pts for $10 at Old Navy and etc.   To earn 804 pts, it will takes FOR~EVER with few $/mo charge ... I could be gone by then or may not.

PC from Blue to Blue Cash Everyday ...

Pros:

I can use this Blue Cash Everyday card on 3% and 2% when my Discover More and Chase Freedom does not have 5% cashback.

I can earn more pts than plain Blue, because I will use it more.

Cons:

They no longer have the same gift cards as used to be.  Not much choice.

[DI]

I did the PC because there was no way for my to reach the $6500 spending amount before the rewards kicked in.  The day after my PC updated on AMEX's website, I started using my card more to gain the points.  When my statement generated, I did not earn the points expected. 

Apparently,  the points doesn't start until the new Everyday card is activated.  I stopped using the AMEX card as of last week.  On two occasions, I tried using my card, and the system didn't accept my zip code and the transaction wasn't allowed at checkout.  I called AMEX about it to see what was up with that.  AMEX checked its system and I checked my last statement.  The zip code was matching.  I haven't used the card to see if its working again.

So, last week, AMEX committed two double whammies against me.  1.  No points  2.  Declined at checkout due to a problem with my zipcode

[bunnyrabbit]

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DI wrote:

I did the PC because there was no way for my to reach the $6500 spending amount before the rewards kicked in.  The day after my PC updated on AMEX's website, I started using my card more to gain the points.  When my statement generated, I did not earn the points expected. 

Apparently,  the points doesn't start until the new Everyday card is activated.  I stopped using the AMEX card as of last week.  On two occasions, I tried using my card, and the system didn't accept my zip code and the transaction wasn't allowed at checkout.  I called AMEX about it to see what was up with that.  AMEX checked its system and I checked my last statement.  The zip code was matching.  I haven't used the card to see if its working again.

So, last week, AMEX committed two double whammies against me.  1.  No points  2.  Declined at checkout due to a problem with my zipcode

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Is that mean HP?

You did not confirm the information with Amex regarding the earning the pts?

What?  Where did you try to use your Amex?  I only can think of is at RedBox or gas pump that requires zip code.