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timkrof
Posts: 78
Registered: ‎03-02-2009

AMEX Blue Cash Preferred Approved!

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‎01-16-2013 06:25 AM

Applied online yesterday via CK website link.  They pulled EX, my score is approx 678 (PSECU Fico).  I was approved for 4.5K, so I'm very happy with that starting CL.

 

I'm looking to cut my families costs with some rewards dollars this year:

 

1)AMEX Blue Preferred: 6% on groceries, 3% on gas

2)Discover More: ShopDiscover for online purchases and to use reward dollars on Amazon.com, 5% on various categories

3)Chase Freedom: 5% on various categories

 

I'm not trying to spend more this year, hopefully I can spend less but why not spend as efficiently as possible!

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New Contributor
Alcibiades
Posts: 112
Registered: ‎05-17-2011

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 06:42 AM

Congratulations. There seem to be a lot of nice approvals from Amex recently across their revolver and charge products.

 

I am eyeing a Blue Sky or Blue Cash Preferred...

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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 06:50 AM

Congratulations on your new Blue!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 06:53 AM

Nice work! :smileyhappy:

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 06:55 AM

Congrats!!! I love my BCE!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Valued Contributor
bs6054
Posts: 1,671
Registered: ‎11-11-2012

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 06:56 AM

timkrof wrote:

Applied online yesterday via CK website link.  They pulled EX, my score is approx 678 (PSECU Fico).  I was approved for 4.5K, so I'm very happy with that starting CL.

 

I'm looking to cut my families costs with some rewards dollars this year:

 

1)AMEX Blue Preferred: 6% on groceries, 3% on gas

2)Discover More: ShopDiscover for online purchases and to use reward dollars on Amazon.com, 5% on various categories

3)Chase Freedom: 5% on various categories

 

I'm not trying to spend more this year, hopefully I can spend less but why not spend as efficiently as possible!

And if your annual groceries are going to be under 6K, you can buy gift cards for other places at large supermarkets, effectively getting 6% off spending at those places.   When the card was uncapped, this was really useful!  (And is probably the major reason the card was capped....)

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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 11:20 AM

That's great, Congrats on the approval!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 11:21 AM

Congrats

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Contributor
timkrof
Posts: 78
Registered: ‎03-02-2009

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 11:27 AM

Thanks everyone!!!  It wasn't that long ago I wasn't sure if I would get approved for a Cap1 secured card.

 

A little direction, motivation, and persistence can go a long way! 

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Established Contributor
tennisfan78
Posts: 580
Registered: ‎09-18-2011

Re: AMEX Blue Cash Preferred Approved!

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‎01-16-2013 03:20 PM

 

 

wow, congrats! and that is a very nice CL

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
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