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AMEX Blue Cash approved after recon

Valued Member

AMEX Blue Cash approved after recon

Well I put in an app. for the amex blue cash card on March 15th and was immediatly denied

but after reading a great post here on myfico, I called the executive offices and had them take

a look at my app. on reconsideration. long story short i go back to the amex site and my app

status says approved. Im guessing the limit will be low , but with good utilization and paying it

in full every month I have no doubt my limit will go up. The only reason i even considered calling to have

it reconsidered was because i knew my credit was good (736) and i knew my other accounts with cap1

and hsbc were all either payed off or under 5% utlization. Plus the post that let me know they would take a second look

at my app was very very helpful. So if you know you've got a good score and other factors are posistive for you

and you get denied by amex dont be afraid to call and ask for a reconsideration.

Message 1 of 18
17 REPLIES
Frequent Contributor

Re: AMEX Blue Cash approved after recon

Congrats!


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 2 of 18
Valued Member

Re: AMEX Blue Cash approved after recon

Tks alot , im new credit so this amex card should look good on the report

Message 3 of 18
Valued Contributor

Re: AMEX Blue Cash approved after recon

 


matt6781 wrote:

Tks alot , im new credit so this amex card should look good on the report


 

Definitely and it shows up right on the top of the list of your accounts (alphabetically).

 

I am happy that recon worked for you. Please treat your card well and it will treat you well. Also note that if you were not instantly approved online, but were approved on recon, you may have something not-so-good on your profile which you may want to look at and address in future. Not necessary that there is something, but a good reason to look at your file to be sure.

 

Congrats on your great new card.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 4 of 18
Valued Member

Re: AMEX Blue Cash approved after recon

Yeah I pulled my file and score from myfico about a week ago, I believe on thing that held me back personnally

from getting instant approval with amex was a few to many inquirys. Which Im hoping they considered as me

just looking for the best card i could get.

Message 5 of 18
Valued Contributor

Re: AMEX Blue Cash approved after recon

Then you don't have much to worry. Just go easy on apping over time.

 

If you are looking to add another card a few months later, add it now (if possible) so that all the inqs can go to hell together later.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 6 of 18
Established Contributor

Re: AMEX Blue Cash approved after recon

Congrats! I did the same thing, also with success!!!

08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 7 of 18
New Contributor

Re: AMEX Blue Cash approved after recon

I am a amex zinc card holder for about 6 months now. I applied over the internet for amex blue and they denied me aswell. I called the number on the rejection letter spoke a mgr and there re iewing it again. My question is should I call another number or what?
Message 8 of 18
Established Contributor

Re: AMEX Blue Cash approved after recon

Give it a day. Check online to see if it says Approved. If not, call the executive office # found here on threads in the last 2 days. 

08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 9 of 18
New Contributor

Re: AMEX Blue Cash approved after recon

I just think its nuts that im a alex card holder already and they turn me down! Its not like I have bad credit or anything also been very good with my zinc card. It mind boggles me wow. I don't see that corp number you all are talking about can you repost again if you don't mind thx.
Message 10 of 18