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AMEX CC Pre-Approval??

Established Contributor

AMEX CC Pre-Approval??

So someone on the board mentioned that Amex has a pre-approval site now.  (Maybe they had it for a while but I never knew about it Smiley Happy) I checked the site and they say I am preapproved for the Amex Platinum, 100,000 points after $5k in purchases in 1st 3 months, Everyday Card and the Blue Cash Everday w/$200 cash back with 17.99% rate.  Yet I checked the site a couple days ago, no Platinum was offered but I was offered I think was the Blue Cash w/$250 cash back and a 13.99% rate.  Do their offers change within a couple days?

 

I assume this is legit since they proovide an exact interest rate.  Anyone else try this and get approved?

 

Thanks in advance.

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 1 of 14
13 REPLIES
Valued Contributor

Re: AMEX CC Pre-Approval??

It's legit and they do change offers from time to time.

 

That 100K Amex offer is awesome!  I only see 60K and not even preapproved.  If you can utilize the Platinum card to offset the heavy fee, do it!

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Message 2 of 14
Regular Contributor

Re: AMEX CC Pre-Approval??

Many of us wish we had the 100k MR offer. I'd definitely pull the trigger if the offer comes up again Smiley Happy 






  12/2017         11/2017       11/2017        10/2017         10/2017         08/2017         08/2017         08/2017        05/2017

Fico8 Dec 17 Exp 724, EQ 719, TU 731,
Started fresh in 2017
In the garden until AAoA is over 1 year
Message 3 of 14
New Contributor

Re: AMEX CC Pre-Approval??


 


I checked the site and they say I am preapproved for the Amex Platinum, 100,000 points after $5k in purchases in 1st 3 months, Everyday Card and the Blue Cash Everday w/$200 cash back with 17.99% rate.  Yet I checked the site a couple days ago, no Platinum was offered but I was offered I think was the Blue Cash w/$250 cash back and a 13.99% rate.  Do their offers change within a couple days?

The difference may be that they offered you the ED previously and the EDP recently since you mention the two different cash back offers? Just a guess. Either way, I would App for both to save a hard pull and get one awesome charge account and another great revolver in one session. Good luck.

Message 4 of 14
Valued Contributor

Re: AMEX CC Pre-Approval??

The 100K offer is awesome. Do it!
American Express PRG__American Express BCE__Chase Amazon__Chase United TravelBank___American Express Everyday

Message 5 of 14
Valued Contributor

Re: AMEX CC Pre-Approval??

Great offer! How’s the jag holding up? 

BK 5-2012 Revolving Rebuild Started 6-2016
AMEX ED, Delta & SPG | BOA CR | PenFed PR & CR | NFCU FS | Discover IT | Cap1 QS & VENTURE | LOWES | Barclays AVIATOR

Message 6 of 14
Regular Contributor

Re: AMEX CC Pre-Approval??

I want that 100K offer!


_______________________________________________________________
April 2017 FICO 8 Scores - EX 695 | EQ 621 | TU 655
November 2017 FICO 8 Scores - EX 730 | EQ 745 | TU 737
Message 7 of 14
Super Contributor

Re: AMEX CC Pre-Approval??


4theLoveofPoints wrote:
I want that 100K offer!

Look on cardmatch maybe it is there waiting for you lol



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TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 14
Established Contributor

Re: AMEX CC Pre-Approval??

Thank you to all that responded. I am not traveling for work at this time so may need to wait to justify the Platinum annual fee. Will need to need to do some more research and give it some thought.

Thanks again!
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 9 of 14
Established Contributor

Re: AMEX CC Pre-Approval??

Thanks - what is “cardmatch”?
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 10 of 14