AMEX CLI DECLINED BECAUSE OF TOO MANY INQUIRIES

[pat0812]

Hi,

I have been with amex since 2012 when I got the gold charge card and in 2013 I got my blue cash everyday credit card.

After 60 days I did the 3x CLI and was approved and now I've been having this card with $13,200

Last month I tried to CLI to $24,500 (under 25k) and the only reason I was denied for, was too many recent inquiries.

My balance is 0

On Experian I have 5 inquiries, but 3 of them are from January.

On Equifax I have double, but I know Amex checks all the time my experian so I'm confused

When should I try again? I talked to customer service and they told me I can apply for CLI anytime I feel like. and that the 60 or 90 days wait between CLI is false information.

The only time you have to wait is when a CLI is approved, than you can only request another one after 6 months.

Any personal opinion on what I should do ?

[toppers555]

I can tell you wait between cli is true. I recieved a 3x cli on my personal blue cash and a month later tried to increase my  Simplycash was declined  due to increase on my blue  cash.

[kchengg1]

The second (under 25k) AMEX CLI after the 3x CLI is considerablely harder to get than the first AMEX CLI. 

Wait for some inquiries to drop off and try again

[pat0812]

Will I be approved if I would apply now for a new card with AMEX ?

My experian fico is at 746

16% UTI

no collections or late payments

[TheGardner]

I was denied for inq too. They were all AMEX pulls too. Unauthorized pulls.. B@stars lol

[SpiceIslander]

Perhaps 5 inquiries are too many for Amex? As for the "wait time" the rep is correct. You can apply anytime you please BUT it doesn't mean you'll be successful. I think the wait time often referred to here is great advice for best results.

[ojefferyo]

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@pat0812 wrote:

Hi,

I have been with amex since 2012 when I got the gold charge card and in 2013 I got my blue cash everyday credit card.

After 60 days I did the 3x CLI and was approved and now I've been having this card with $13,200

Last month I tried to CLI to $24,500 (under 25k) and the only reason I was denied for, was too many recent inquiries.

My balance is 0

On Experian I have 5 inquiries, but 3 of them are from January.

On Equifax I have double, but I know Amex checks all the time my experian so I'm confused

When should I try again? I talked to customer service and they told me I can apply for CLI anytime I feel like. and that the 60 or 90 days wait between CLI is false information.

The only time you have to wait is when a CLI is approved, than you can only request another one after 6 months.

Any personal opinion on what I should do ?

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If you were truely declined then it's 90 days before you can ask for another CLI

[indiolatino61]

Maybe the 3 inquiries within the last 3-6 months is too many, not the total number of inqiries.

[Anonymous]

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@indiolatino61 wrote:

Maybe the 3 inquiries within the last 3-6 months is too many, not the total number of inqiries.

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That is what i wish to know.

[ojefferyo]

3 doesn't seem much at all