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AMEX CLI Denied Again

Senior Contributor

Re: AMEX CLI Denied Again

Btw... Have you changed your reported income every time you requested a cli? That could be why.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 15
Frequent Contributor

Re: AMEX CLI Denied Again

Nope, income is the same from when I applied and when I requested the two CLI and I told them exactly how much I make, no need to lie to them.

I don't have anything negative on my reports, ever. Always PIF, except for 0% offers and util is at 6%.

I'm gonna call them up when I get a chance and if my reports aren't enough for them, they can close my accounts.

Message 12 of 15
Frequent Contributor

Re: AMEX CLI Denied Again

This is why I think this game we play is completely random.  My credit is worse than yours, yet they had no problem CLI'ing me $2k yesterday after only 61 days. Random, this game is.

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 13 of 15
Frequent Contributor

Re: AMEX CLI Denied Again


Razeus wrote:

This is why I think this game we play is completely random.  My credit is worse than yours, yet they had no problem CLI'ing me $2k yesterday after only 61 days. Random, this game is.


I think you might be right lol.

Message 14 of 15
Senior Contributor

Re: AMEX CLI Denied Again

Yeah... They probably check every 100th person that requests a cli's financials... Maybe it's not just a "flag" type of system.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 15