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@Jake0215 wrote:ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.
@cutemarty1 wrote:Guys.
MY Amex Hilton was approved Feb 21. IT arrived Feb 26. I activated it Feb 26. Today, I applied a credit line increase throught the automated system by phone. I was denied and told that AMEX only increases credit lines after 60 days.
Was I it by a hard pull by this one? When is the exact time to ask for the CLI and thru phone? I don't have the CLI button on my account
Thanks. More power and more credit line increases to all!
I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it
@webhopper wrote:
@Jake0215 wrote:ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.
@cutemarty1 wrote:Guys.
MY Amex Hilton was approved Feb 21. IT arrived Feb 26. I activated it Feb 26. Today, I applied a credit line increase throught the automated system by phone. I was denied and told that AMEX only increases credit lines after 60 days.
Was I it by a hard pull by this one? When is the exact time to ask for the CLI and thru phone? I don't have the CLI button on my account
Thanks. More power and more credit line increases to all!
I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it
I tried it on the 61-day mark.
@cutemarty1 wrote:
@webhopper wrote:
@Jake0215 wrote:ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.
@cutemarty1 wrote:Guys.
MY Amex Hilton was approved Feb 21. IT arrived Feb 26. I activated it Feb 26. Today, I applied a credit line increase throught the automated system by phone. I was denied and told that AMEX only increases credit lines after 60 days.
Was I it by a hard pull by this one? When is the exact time to ask for the CLI and thru phone? I don't have the CLI button on my account
Thanks. More power and more credit line increases to all!
I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it
I tried it on the 61-day mark.
90 days after denial
Well hang in there just give it some time and go with it for now. I mean you have the card so now only time will help.
@gallifrey wrote:
How long did it take to get a response? Did they give you your ex fico?
My denial letter mentioned I had a 700 FICO.
Immediate outright denial through phone.
Should I do a CLI again on July 27? 90 days after being denied on the initial 61-day mark on April 27 guys? Thanks for your input guys!
Make sure you have a 0 balance on the card. I got denied recently after the 61day mark because I have a 2000 balance on a 7500 CL. My EX score was 745 and got the same message about risk score. I kind of thought it would be denied because I'm using about 30% util but decided to take advantage of the 12 month no apr and worry about the CLI later but was worth a shot.