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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: AMEX CLI Denied.

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‎04-27-2012 09:09 AM

Ahh sorry to hear that. Mind sharing your ex score and credit profile?
Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Message 11 of 26 (966 Views)
 
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webhopper
Posts: 6,820
Registered: ‎09-16-2011

Re: AMEX CLI Denied.

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‎04-27-2012 09:13 AM

Jake0215 wrote:
cutemarty1 wrote:

Guys.

 

MY Amex Hilton was approved Feb 21.  IT arrived Feb 26. I activated it Feb 26.  Today, I applied a credit line increase throught the automated system by phone.  I was denied and told that AMEX only increases credit lines after 60 days.

 

Was I it by a hard pull by this one?   When is the exact time to ask for the CLI and thru phone?  I don't have the CLI button on my account :smileysad:

 

Thanks. More power and more credit line increases to all! :smileyhappy:

 

 

ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.

I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 12 of 26 (962 Views)
 
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Regular Contributor
cutemarty1
Posts: 170
Registered: ‎02-03-2011

Re: AMEX CLI Denied.

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‎04-27-2012 09:15 AM

webhopper wrote:
Jake0215 wrote:
cutemarty1 wrote:

Guys.

 

MY Amex Hilton was approved Feb 21.  IT arrived Feb 26. I activated it Feb 26.  Today, I applied a credit line increase throught the automated system by phone.  I was denied and told that AMEX only increases credit lines after 60 days.

 

Was I it by a hard pull by this one?   When is the exact time to ask for the CLI and thru phone?  I don't have the CLI button on my account :smileysad:

 

Thanks. More power and more credit line increases to all! :smileyhappy:

 

 

ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.

I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it

I tried it on the 61-day mark. :smileysad:

My TL : AMEX Zync-CLOSED/ Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hyatt Visa Sig 5k / United Exp 5K / Freedom 0.5 K / Bestbuy 2.4K/ Nordstrom 2.5K / Hilton AMEX 2k/ Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ AE 0.4K
Message 13 of 26 (960 Views)
 
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Frequent Contributor
tonyaether
Posts: 334
Registered: ‎06-04-2011

Re: AMEX CLI Denied.

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‎04-27-2012 12:41 PM

 

 

 

cutemarty1 wrote:
webhopper wrote:
Jake0215 wrote:
cutemarty1 wrote:

Guys.

 

MY Amex Hilton was approved Feb 21.  IT arrived Feb 26. I activated it Feb 26.  Today, I applied a credit line increase throught the automated system by phone.  I was denied and told that AMEX only increases credit lines after 60 days.

 

Was I it by a hard pull by this one?   When is the exact time to ask for the CLI and thru phone?  I don't have the CLI button on my account :smileysad:

 

Thanks. More power and more credit line increases to all! :smileyhappy:

 

 

ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.

I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it

I tried it on the 61-day mark. :smileysad:


90 days after denial

Starting over in the garden...my seed has been planted:-)Last app: 02/23/2013
Current Scores: 12/2012 EQ - 783(FICO), TU98 - 773(FICO ), TU08- 763(Walmart FICO),EX PLUS-775 (FAKO) Credit Sesame - 804 (FAKO)
Wallet: Barclays Plat. Rewards MC 0/$4.9k,Amex BCP 0/$9.1k, CitiForward Signature $900/$11k, Chase Freedom 0/$3k,Target Visa 0/$1.5k, Walmart Discover 0/5.4k, Delta Gold Skymiles Amex 0/$2k
GOAL: 800 ACROSS THE BOARD!!!!
Message 14 of 26 (933 Views)
 
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Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: AMEX CLI Denied.

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‎04-28-2012 03:49 AM

Well hang in there just give it some time and go with it for now.  I mean you have the card so now only time will help.

Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810

Take the FICO Fitness Challenge

Message 15 of 26 (891 Views)
 
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Valued Member
gallifrey
Posts: 27
Registered: ‎09-11-2011

Re: AMEX CLI Denied.

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‎05-03-2012 01:36 PM

How long did it take to get a response? Did they give you your ex fico?
Message 16 of 26 (805 Views)
 
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Regular Contributor
cutemarty1
Posts: 170
Registered: ‎02-03-2011

Re: AMEX CLI Denied.

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‎05-03-2012 02:12 PM

gallifrey wrote:
How long did it take to get a response? Did they give you your ex fico?

My denial letter mentioned I had a 700 FICO.

Immediate outright denial through phone.

:smileysad:

My TL : AMEX Zync-CLOSED/ Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hyatt Visa Sig 5k / United Exp 5K / Freedom 0.5 K / Bestbuy 2.4K/ Nordstrom 2.5K / Hilton AMEX 2k/ Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ AE 0.4K
Message 17 of 26 (792 Views)
 
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Valued Member
gallifrey
Posts: 27
Registered: ‎09-11-2011

Re: AMEX CLI Denied.

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‎05-03-2012 03:52 PM

Oh wow thanks. Mine are 670s. I wonder if I was supposed to stay on the line with them. :-/
Message 18 of 26 (775 Views)
 
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Regular Contributor
cutemarty1
Posts: 170
Registered: ‎02-03-2011

Re: AMEX CLI Denied.

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‎07-23-2012 02:11 AM

Should I do a CLI again on July 27? 90 days after being denied on the initial 61-day mark on April 27 guys? Thanks for your input guys!

 

 

My TL : AMEX Zync-CLOSED/ Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hyatt Visa Sig 5k / United Exp 5K / Freedom 0.5 K / Bestbuy 2.4K/ Nordstrom 2.5K / Hilton AMEX 2k/ Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ AE 0.4K
Message 19 of 26 (535 Views)
 
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Contributor
lanc
Posts: 136
Registered: ‎11-05-2011

Re: AMEX CLI Denied.

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‎07-23-2012 05:21 AM

Make sure you have a 0 balance on the card.  I got denied recently after the 61day mark because I have a 2000 balance on a 7500 CL.  My EX score was 745 and got the same message about risk score.  I kind of thought it would be denied because I'm using about 30% util but decided to take advantage of the 12 month no apr and worry about the CLI later but was worth a shot.

Message 20 of 26 (509 Views)
 
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