Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: AMEX CLI Denied.

Ahh sorry to hear that. Mind sharing your ex score and credit profile?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: AMEX CLI Denied.


Jake0215 wrote:

cutemarty1 wrote:

Guys.

 

MY Amex Hilton was approved Feb 21.  IT arrived Feb 26. I activated it Feb 26.  Today, I applied a credit line increase throught the automated system by phone.  I was denied and told that AMEX only increases credit lines after 60 days.

 

Was I it by a hard pull by this one?   When is the exact time to ask for the CLI and thru phone?  I don't have the CLI button on my account Smiley Sad

 

Thanks. More power and more credit line increases to all! Smiley Happy

 

 


ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.

I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Regular Contributor
Posts: 227
Registered: ‎02-03-2011
0

Re: AMEX CLI Denied.


webhopper wrote:

Jake0215 wrote:

cutemarty1 wrote:

Guys.

 

MY Amex Hilton was approved Feb 21.  IT arrived Feb 26. I activated it Feb 26.  Today, I applied a credit line increase throught the automated system by phone.  I was denied and told that AMEX only increases credit lines after 60 days.

 

Was I it by a hard pull by this one?   When is the exact time to ask for the CLI and thru phone?  I don't have the CLI button on my account Smiley Sad

 

Thanks. More power and more credit line increases to all! Smiley Happy

 

 


ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.

I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it


I tried it on the 61-day mark. Smiley Sad

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/
Frequent Contributor
Posts: 495
Registered: ‎06-04-2011
0

Re: AMEX CLI Denied.

 

 

 


cutemarty1 wrote:

webhopper wrote:

Jake0215 wrote:

cutemarty1 wrote:

Guys.

 

MY Amex Hilton was approved Feb 21.  IT arrived Feb 26. I activated it Feb 26.  Today, I applied a credit line increase throught the automated system by phone.  I was denied and told that AMEX only increases credit lines after 60 days.

 

Was I it by a hard pull by this one?   When is the exact time to ask for the CLI and thru phone?  I don't have the CLI button on my account Smiley Sad

 

Thanks. More power and more credit line increases to all! Smiley Happy

 

 


ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.

I agree with this poster.... you should try again... its 61 days after activating the account... That's when I would try for it


I tried it on the 61-day mark. Smiley Sad



90 days after denial

Wallet: Barclays Rewards MC-16k, Amex BCP-15k, Citi Forward V-sig-12.5k, Walmart MC - 7.5k, Amex ED-5k, Chase Freedom-6k, Target Visa- 1.5k
As of: 05/13/2015
Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
0

Re: AMEX CLI Denied.

Well hang in there just give it some time and go with it for now.  I mean you have the card so now only time will help.


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge

Valued Member
Posts: 27
Registered: ‎09-11-2011
0

Re: AMEX CLI Denied.

How long did it take to get a response? Did they give you your ex fico?
Regular Contributor
Posts: 227
Registered: ‎02-03-2011
0

Re: AMEX CLI Denied.


gallifrey wrote:
How long did it take to get a response? Did they give you your ex fico?

My denial letter mentioned I had a 700 FICO.

Immediate outright denial through phone.

Smiley Sad

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/
Valued Member
Posts: 27
Registered: ‎09-11-2011
0

Re: AMEX CLI Denied.

Oh wow thanks. Mine are 670s. I wonder if I was supposed to stay on the line with them. :-/
Regular Contributor
Posts: 227
Registered: ‎02-03-2011
0

Re: AMEX CLI Denied.

Should I do a CLI again on July 27? 90 days after being denied on the initial 61-day mark on April 27 guys? Thanks for your input guys!

 

 

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/
Regular Contributor
Posts: 150
Registered: ‎11-05-2011
0

Re: AMEX CLI Denied.

Make sure you have a 0 balance on the card.  I got denied recently after the 61day mark because I have a 2000 balance on a 7500 CL.  My EX score was 745 and got the same message about risk score.  I kind of thought it would be denied because I'm using about 30% util but decided to take advantage of the 12 month no apr and worry about the CLI later but was worth a shot.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.