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Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: AMEX CLI Denied.

@cutemarty1, do u know if your EX score has gone up? Whats your balance on the card and your overall utilization?


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Regular Contributor
Posts: 220
Registered: ‎02-03-2011
0

Re: AMEX CLI Denied.


gettnthere wrote:
@cutemarty1, do u know if your EX score has gone up? Whats your balance on the card and your overall utilization?

 

I think it's hovering now at 684.

 

Over-all util - 5%.   AMEX Hilton Util - 25%.

My TL : BCE AMEX 24k / BoA123 Sig 24k / Discover 22.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: AMEX CLI Denied.

Oh, dang I hate to say it but Considering that your score has gone down instead of up since u last called them its very likely they will deny u again. But maybe I'm wrong and someone else can chime in and correctly me. Do u know why your score has dropped 16 points in the last couple months?


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Regular Contributor
Posts: 220
Registered: ‎02-03-2011
0

Re: AMEX CLI Denied.

i recently applied and got mortgage approved. i just signed my life away.
My TL : BCE AMEX 24k / BoA123 Sig 24k / Discover 22.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Regular Contributor
Posts: 220
Registered: ‎02-03-2011
0

Re: AMEX CLI Denied.

guys, 

 

its been 60+ days, is it time to do a CLI request #3? first two were shot down. stuck at 2k. Current utilization 850ish/2000.   I just this card as an autopay for my att bills. 400 payment would kick in on Oct 19 since that's the only amount due.

 

Any tips?

 

My TL : BCE AMEX 24k / BoA123 Sig 24k / Discover 22.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Blogger
Posts: 2,876
Registered: ‎02-02-2012
0

Re: AMEX CLI Denied.

I'd wait til the balance was 0 and then ask for it.

 

You might get denied again though. You have recent inquiries and within the year, your score went down.

Do you have any idea what it might be at right now?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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