04-02-2014 10:53 AM
My current CL on me BCP card is $1k. Come 61 days, can I only request $3k as per the 3x rule? Or can I see if they can bump me up to $5k since I had such a low CL to begin with?
04-02-2014 10:58 AM
04-02-2014 11:00 AM
3k is the max you can ask for. If approved, you can request 9k six months from point of approval. If denied, you can try again in 90 days
04-02-2014 11:15 AM
This raises a great question as I would rather not make a new thread.
My 61st day is tomorrow.
I basically have 2 negative accounts set to go positive by the end of the year. There were a plethora of reasons why I should have gotten denied for my BCE, but I know my internal score was probably good with them. I just paid off my statement balance in full and have less than 30 bucks until the next statement cuts.
What are my shots at getting approved? I know it's the last SP on file, which will only show less than 10% utilization and no new accounts. Will they base it on credit report more or internal score? I know they use internal scoring more than most banks, but is this also true for CLI's?
What are the chances they will counter? I'm hoping for my first 5 digit credit limit!
04-03-2014 07:37 AM
Congrats SHOCK! I see you got your 5-digi!
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