Reply
Established Contributor
Dw4250
Posts: 557
Registered: ‎03-04-2013
0

AMEX CLI experts----HELP!

I applied and was approved for the Delta Skymiles (CL:$2000) and BCE (CL:$2000) within a week of each other.  I'm approaching the 61 day CLI request date for both, and have been scouring the AMEX threads trying to figure out the following:

 

1.  First, can I ask for a CLI for both of the cards, or only one? 

2.  Assuming I can only do one card at a time, how long will I have to wait to request a CLI on the other?

3.  I'm already thinking about PC'ing the BCE to the ED or EDP...do I need to wait a year to do this?  Has anyone been able to do this sooner? 

4.  Is a PC considered the same as a CLI (meaning if I request a PC, do I forefit the right to simultaneously request a CLI)?

 

In 1.5 months, I have already put >$2000 thru each card and PIF everything (I know AMEX does not like balances).  So hopefully my usage is enough to qualify for 3X CLI.

 

One more question:  For those with ED/EDP, would you consider them better cards than the BCE?  So far, my #1 'everyday' card has been the Sallie Mae, with BCE getting use after I hit my grocery limits (it helps that SM considers Walmart/Target as "groceries").  I would anticipate using the Everyday in a similar fashion.

Frequent Contributor
Genkeim
Posts: 329
Registered: ‎05-13-2013
0

Re: AMEX CLI experts----HELP!

1: Only one

2: 90 days if denied, 6 months if approved

3: Yes, need to have account open for 12 months before a PC

4: No, they're different 

 

Can't help with the ED/BCE comparision, I just have a BCE

NFCU NavCheck $15k | NFCU cashRewards $12.5k | AMEX SPG $10k | CSP $5k | Wal-Mart Discover $3k | Amex Everyday $2k | Amex BCE $2k | Chase Freedom $1k | Discover IT $800
Current Scores:Equifax 697 (myFICO 4/14), TransUnion 699 (Discover 5/14), Experian 754 (Amex 5/14)
Senior Contributor
yudeology101
Posts: 4,586
Registered: ‎06-21-2012
0

Re: AMEX CLI experts----HELP!


Genkeim wrote:

1: Only one

2: 90 days if denied, 6 months if approved

3: Yes, need to have account open for 12 months before a PC

4: No, they're different 

 

Can't help with the ED/BCE comparision, I just have a BCE


+1. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 8/1/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Regular Contributor
ceemee2203
Posts: 201
Registered: ‎07-27-2012
0

Re: AMEX CLI experts----HELP!

[ Edited ]

Edit: nevermind. Apparently that's changed.

Current Cards: AMEX Green, AMEX BCE ($15.2k), AMEX SPG ($6k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k)

4/14 - 762 Fico (Barclaycard)
Established Contributor
Josh2942
Posts: 542
Registered: ‎11-21-2013
0

Re: AMEX CLI experts----HELP!

Thats not true. I had my blue card open for five months and they offered me a pc to the blue sky miles and blue cash everyday

TU FICO 738 Barclay/ EX FICO 707 ($60,000+ total CL) In my Wallet
Chase Freedom Visa Signature $5,000
Chase Sapphire Preferred $5,000
Chase Hyatt Visa Signature $5,000
Barclay Arrival World MC $10,300
Lowe's Card $12,000
Mazda Capital Lease $20,000
Senior Contributor
yudeology101
Posts: 4,586
Registered: ‎06-21-2012
0

Re: AMEX CLI experts----HELP!


Josh2942 wrote:

Thats not true. I had my blue card open for five months and they offered me a pc to the blue sky miles and blue cash everyday


No welcome bonus if you get take the PC offer.  My Delta Gold is about 5months now and i've asked to see if there's a PC offer (online chat) and was offered a number of cards, but didn't take as no welcome bonus included.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 8/1/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Established Contributor
Dw4250
Posts: 557
Registered: ‎03-04-2013
0

Re: AMEX CLI experts----HELP!

Thanks everyone.  I'm kind of torn as to which card I will ask for the CLI.  

 

It would have been a no-brainer a couple of months ago (BCE).  But now I am leaning towards the Delta Skymiles due to their new 'no foregin transaction fees' policy.  I'm traveling to Europe this summer, and would love to have a decent CLI to cover hotels, restaurants, car rental, etc.   I know AMEX is less accepted in Europe than here, but I will have my CapOne as back-up for merchants/locations that do not take it (CapOne is also no FTF).

Established Contributor
Dw4250
Posts: 557
Registered: ‎03-04-2013
0

Re: AMEX CLI experts----HELP!


yudeology101 wrote:

Josh2942 wrote:

Thats not true. I had my blue card open for five months and they offered me a pc to the blue sky miles and blue cash everyday


No welcome bonus if you get take the PC offer.  My Delta Gold is about 5months now and i've asked to see if there's a PC offer (online chat) and was offered a number of cards, but didn't take as no welcome bonus included.


That's good to know, yude.  I had always assumed I would have to wait a year on Skymiles since I'm sure they'd like to collect the AF from me.  Was the ED/EDP one of the cards offered to you?

Regular Contributor
mnosal9
Posts: 236
Registered: ‎05-06-2008
0

Re: AMEX CLI experts----HELP!

I did a PC from Delta to BCE after about 3 months.

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $10000 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $2000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Senior Contributor
yudeology101
Posts: 4,586
Registered: ‎06-21-2012
0

Re: AMEX CLI experts----HELP!


Dw4250 wrote:

yudeology101 wrote:

Josh2942 wrote:

Thats not true. I had my blue card open for five months and they offered me a pc to the blue sky miles and blue cash everyday


No welcome bonus if you get take the PC offer.  My Delta Gold is about 5months now and i've asked to see if there's a PC offer (online chat) and was offered a number of cards, but didn't take as no welcome bonus included.


That's good to know, yude.  I had always assumed I would have to wait a year on Skymiles since I'm sure they'd like to collect the AF from me.  Was the ED/EDP one of the cards offered to you?


I thought so, too.  I've asked for the PC option right before ED/EDP was available to app so i didn't ask about the ED/EDP.  Below is the thread that I've had w/ AMEX in regards.

 

http://ficoforums.myfico.com/t5/Credit-Cards/LIVE-on-Friday-Night-w-AMEX-CSR/m-p/2913172#M826990

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 8/1/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+