No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.
Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!
@SwiftTone wrote:So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.
Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!
Sorry to hear you didnt get the full request, but that is a nice increase
SP increase for $3100 after not using the card much. Seems pretty sweet to me!
In 6 months, you'll get it over 10k - grats
@jsucool76 wrote:
Congrats on the increase.
Sorry it wasn't the full 3x but still. Id kill for a 3k cli on any of my accounts. XD
Really? Seems slighty over the top for a CLI!
@SwiftTone wrote:So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.
Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!
How do you check Soft inquires on your experian??
and do credit lenders look at who did SPs on your credit as well?
Just think of it like your playing the long game. Slow and steady wins the race.
@Bobert22 wrote:
@SwiftTone wrote:So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.
Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!
How do you check Soft inquires on your experian??
and do credit lenders look at who did SPs on your credit as well?
Go to Experian.com and request for your report because of adverse action or credit denial.
@chnceit wrote:
@Bobert22 wrote:
@SwiftTone wrote:So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.
Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!
How do you check Soft inquires on your experian??
and do credit lenders look at who did SPs on your credit as well?
Go to Experian.com and request for your report because of adverse action or credit denial.
Or just use your free report on www.annualcreditreport.com - this is the website set up by the 3 big credit reporting agencies to provide a free copy of a credit report once a year to every person.
If you write down the report number from Experian you can see the updated report every single day for 90 days. You just go to Experian.com, click on "view Report again" at the very bottom of the page and enter in the report number.