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Established Contributor
Posts: 1,039
Registered: ‎02-27-2012
0

AMEX CLI...no 3x for me

So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP  I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.

 

Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 :smileymad: o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: AMEX CLI...no 3x for me


SwiftTone wrote:

So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP  I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.

 

Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 :smileymad: o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!


Sorry to hear you didnt get the full request, but that is a nice increase


$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: AMEX CLI...no 3x for me

SP increase for $3100 after not using the card much. Seems pretty sweet to me!

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Senior Contributor
Posts: 4,673
Registered: ‎12-11-2011
0

Re: AMEX CLI...no 3x for me

Congrats on the increase.

Sorry it wasn't the full 3x but still. Id kill for a 3k cli on any of my accounts. XD
;
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: AMEX CLI...no 3x for me

In 6 months, you'll get it over 10k - grats

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0

Re: AMEX CLI...no 3x for me


jsucool76 wrote:
Congrats on the increase.

Sorry it wasn't the full 3x but still. Id kill for a 3k cli on any of my accounts. XD

Really?  Seems  slighty over the top for a CLI!

Contributor
Posts: 236
Registered: ‎01-20-2013
0

Re: AMEX CLI...no 3x for me


SwiftTone wrote:

So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP  I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.

 

Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 :smileymad: o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!


How do you check Soft inquires on your experian??

 

and do credit lenders look at who did SPs on your credit as well?

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Regular Contributor
Posts: 202
Registered: ‎07-27-2012
0

Re: AMEX CLI...no 3x for me

Just think of it like your playing the long game. Slow and steady wins the race.

Current Cards: AMEX Everyday ($5k), AMEX BCE ($15.2k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($5k)

1/15 - 792 Fico EX (AMEX) - In garden indefinitely.
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: AMEX CLI...no 3x for me


Bobert22 wrote:

SwiftTone wrote:

So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP  I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.

 

Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 :smileymad: o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!


How do you check Soft inquires on your experian??

 

and do credit lenders look at who did SPs on your credit as well?


Go to Experian.com and request for your report because of adverse action or credit denial.


$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: AMEX CLI...no 3x for me


chnceit wrote:

Bobert22 wrote:

SwiftTone wrote:

So I've been waiting for AMEX SP for a long time. I'm wai past my 61days. Didn't want to request a CLI until they SPed me. I checked my my EX report today and it showed a SP  I never seen before from 01/05/13 which is odd because I checked almost everyday and didn't see it and that the previous most recent one from 12/05/12 dissapeared.

 

Anyways, I logged into my AMEX online and request $15000 from $5400. It counter offered me at $8500 :smileymad: o well. Atleast I got something. I only put about $700 through it since I opened it back in October so it makes sense but I really wanted to get past $10k mark. Maybe next time!


How do you check Soft inquires on your experian??

 

and do credit lenders look at who did SPs on your credit as well?


Go to Experian.com and request for your report because of adverse action or credit denial.


Or just use your free report on www.annualcreditreport.com  - this is the website set up by the 3 big credit reporting agencies to provide a free copy of a credit report once a year to every person.

 

If you write down the report number from Experian you can see the updated report every single day for 90 days.  You just go to Experian.com, click on  "view Report again" at the very bottom of the page and enter in the report number.


In My Wallet: Amex BCP (12/12) $32,000, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
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