Credit Cards

[fused]

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ChiTownTimmay wrote:

What should I ask them to increase it to?  I'm at 12K right now, with a HHI this year at 140k.

Thanks.

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Does a FR worry you? If not, 25K is good.

[ChiTownTimmay]

I'm a little concerned about the F/R.  Not because I don't think I'll pass it, I haven't given any false information, I just don't like the idea of going to use my AMEX and then all of a sudden it's denied and I look like a fool. 

[Creditaddict]

from what other people have been reporting, it doesn't look like they do the FR until you clear 25k limit

[fused]

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Creditaddict wrote:

from what other people have been reporting, it doesn't look like they do the FR until you clear 25k limit

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Yes, this is widely considered to be one of the triggers for a FR.

[ChiTownTimmay]

Then I'll just shoot for 20k and see what happens.

Thanks all!

[ChiTownTimmay]

Well, I did it.  I didn't want to get greedy though, because as much as I know I'll pass an FR that still doesn't mean I want to fall victim to one.    I went for 17,000, 5k more than my limit now and got it.  So, of course, I'm thinking to myself that I should have gone for 20k just to see if I would get it or not, but that's ok.  I'm happy now!  Thanks to all for the input!

[TheCynicalOne]

Should have went for 20,000.

But no looking back now.

Just wait for 6 months and go for 22,000!

[dangphuocloc72]

I open Amex on 9/07 cl 1000 I keep hit lov button 5 time in 2 month for cl uup , they keep say no . final today I hit love again my cl now 2500 . " last month max out my CL 1000 and then sent the check to them on 11/02/07 befor they close 11/05/07 also I add my wife ( she very bad credit . score 400 ) they approve for her " I am very happy now , I should wait for next month ask My CL up again , thanks you guys .

[haulingthescoreup]

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dangphuocloc72 wrote:

I open Amex on 9/07 cl 1000 I keep hit lov button 5 time in 2 month for cl uup , they keep say no . final today I hit love again my cl now 2500 . " last month max out my CL 1000 and then sent the check to them on 11/02/07 befor they close 11/05/07 also I add my wife ( she very bad credit . score 400 ) they approve for her " I am very happy now , I should wait for next month ask My CL up again , thanks you guys .

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Congratulations! I hadn't seen your name around recently--glad to hear that everything's going well.