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I think you should just ask for an increase using the automated system. I can't see much harm in it, if denied just try again after 3/6 months or however long you need to.
@improvingmycredit wrote:
That's Awesome! Congrats! I am very happy for you and that's a great card to have!
I love the card. At least the limit is now more than I spend on it in a month. I will be able to pay once or twice a month now instead of every week! You can't beat 6% cash back on groceries.
@improvingmycredit wrote:
I agree 100%! If spend just $25 a week on groceries you pay for the AF. Everything else is cake! Now at least it's not going to harm your utility too much if you decide to revolve a balance for a month or 2 on it.
Super Congrats! I kinda live viacariously through others here. I'm as happy about your CLI as you are. Haha!
Thanks. Share my joy all you want!
I will vicariously share your FICO's if you don't mind! I will celebrate them.
@improvingmycredit wrote:
I agree 100%! If spend just $25 a week on groceries you pay for the AF. Everything else is cake! Now at least it's not going to harm your utility too much if you decide to revolve a balance for a month or 2 on it.
Super Congrats! I kinda live viacariously through others here. I'm as happy about your CLI as you are. Haha!
I spend $25 a week on my lunches for work.
I recently got the amex everyday (3% groceries) but can't justify not shopping at walmart. It's closer to my house and the prices are lower than any other grocery store in the area hands down. Other than the usual arguments the people are weird long lines etc the quality is the same and my grocery bill is lower. Has anyone seen this argument? I love getting cashback but I don't see anyway to justify it. Also, I'm afraid to use AMEX at walmart in general for AA. I use the cap1 1.5%
@improvingmycredit wrote:
LOL! I've seen some FICOs on here too that I wish they'd share. LOL! BTW- your FICOs are pretty good on their own.
My FICO's are improving. I only have one baddie (30d from DEC08). The numbers are down because I ran up too much debt. Lots of contributing factors to why, but the bottom line is it is there, and I am working on making it go away. I am on the right track, and need to stay persistant and keep chugging away on it.
Of course nobody told "LIFE" that. This week we need to get the transmission rebuilt on the car the teenager is driving. $$$$$ Not much reduction going to go on this month.