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Regular Contributor
Posts: 150
Registered: ‎11-05-2011
0

AMEX CLI

I was approved for Amex blue cash on May 1 with a 7500 cl.  I put around 2k on it and got denied at the 61 day mark for an increase to 15k.  I was assuming because I was using 30% util.  I called customer service to ask about other things (The blue doesn't have expresspay or roadside assistance not sure if the rep didn't know what he was talking about).  Also, he said I can't request a cli for 6 months since last denial.  I said I thought it was 90 days and he said no.  So I went to the webpage and requested it anyway.   I have a balance of 2123 out of 7500 balance pushing about $500-700 through it every month trying to keep it under 2k and eventually pay it off before 0% ends in april.  So I only asked for double but you can be approved carrying a 30% util balance with amex Smiley Happy

 

BAM

                                                                    Request a Line of Credit Increase 
 
Congratulations!
Your request to increase your line of credit to $15,000 has been approved and will be available for use within 15 minutes. 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: AMEX CLI

CONGRATS!!!!

Very nice increase!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: AMEX CLI

That's great, Congrats! That will definitely help your util.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Posts: 211
Registered: ‎08-23-2012
0

Re: AMEX CLI

Congrats!!!!! nice increase.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: AMEX CLI

Score!! So five months later, you got it?!? Yay!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 188
Registered: ‎06-17-2011
0

Re: AMEX CLI


lanc wrote:

I was approved for Amex blue cash on May 1 with a 7500 cl.  I put around 2k on it and got denied at the 61 day mark for an increase to 15k.  I was assuming because I was using 30% util.  I called customer service to ask about other things (The blue doesn't have expresspay or roadside assistance not sure if the rep didn't know what he was talking about).  Also, he said I can't request a cli for 6 months since last denial.  I said I thought it was 90 days and he said no.  So I went to the webpage and requested it anyway.   I have a balance of 2123 out of 7500 balance pushing about $500-700 through it every month trying to keep it under 2k and eventually pay it off before 0% ends in april.  So I only asked for double but you can be approved carrying a 30% util balance with amex Smiley Happy

 

BAM

                                                                    Request a Line of Credit Increase 
 
Congratulations!
Your request to increase your line of credit to $15,000 has been approved and will be available for use within 15 minutes.

__________________________________________________________________________________________________________________

 

Congrats!!!  I'm working on my first CLI for BCE and was wondering where you found the option to request online.  Thanks!

 

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: AMEX CLI

Was it a sp btw?!?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 150
Registered: ‎11-05-2011
0

Re: AMEX CLI

I did it online but I'm assuming it was soft the tab is under More Account Options --> Increase Line of Credit.  Also, I just called amex back and found someone friendly and knowledgeable (crazy how random that is to find at a cc company).  He said they do offer the contactless pay (expresspay) on the amex blue cash card so the first rep didn't know two of the three things I asked.  He's shipping two cards next day for me and my wife (AU) and they should be at my house between 9AM-7PM.  The first guy was under the "general questions" prompt and this guy was with replacement cards I believe (If the rep options are different between the two phone trees).

Regular Contributor
Posts: 150
Registered: ‎11-05-2011
0

Re: AMEX CLI

I guess a had a lot of questions for this one rep.  My last of the 3 questions was about roadside assitance. I decided to call Amex's global assist/Roadside assist and see if it's offered on there blue cash everyday/preferred cards.  He said the card does have tier 1 (pay as you go) contracted rates.  So services are not covered like some other amex cards but it's $66 to tow 10 miles or $44 to replace a tire/pull you from a ditch/lockout/gas etc.  Good stuff to know...

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: AMEX CLI

Awesome!!!!! I realllllyyy wanna get to $10k on this card! My initial line was $3500 as of Oct 1st:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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