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AMEX Check Your Spending Ability

Valued Contributor

Re: AMEX Check Your Spending Ability


asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 11 of 21
Valued Contributor

Re: AMEX Check Your Spending Ability


Repo-ed wrote:

asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


you beat me too it!

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 12 of 21
Regular Contributor

Re: AMEX Check Your Spending Ability

Excellent. Now they can quadruple my limit!

Message 13 of 21
Valued Contributor

Re: AMEX Check Your Spending Ability


creditnocash wrote:

Repo-ed wrote:

asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


you beat me too it!


Smiley Very Happy

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 14 of 21
Senior Contributor

Re: AMEX Check Your Spending Ability

I've never played with that button... My limit is $10,500 on BCE. Maybe I should put in $15,000 and see what happens? Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 21
Super Contributor

Re: AMEX Check Your Spending Ability

Not really worth it to try the check spending ability button unless you actually want to make a large purchase.
Message 16 of 21
Highlighted
Valued Contributor

Re: AMEX Check Your Spending Ability


jsucool76 wrote:
Not really worth it to try the check spending ability button unless you actually want to make a large purchase.

+1

I've used the button twice for that reason and wasn't disappointed.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 17 of 21
Valued Contributor

Re: AMEX Check Your Spending Ability


cashnocredit wrote:

jsucool76 wrote:
Not really worth it to try the check spending ability button unless you actually want to make a large purchase.

+1

I've used the button twice for that reason and wasn't disappointed.


True but its like a new toy that you would like to see what you can do with it LOL


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 18 of 21
Valued Contributor

Re: AMEX Check Your Spending Ability

I think it is a good way to see if you will be approved for your 3x increase.

 

If they are comfortable with you exceeding your current limit, they will likely approve your request for an increase.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 19 of 21
Valued Contributor

Re: AMEX Check Your Spending Ability


Dustink wrote:

I think it is a good way to see if you will be approved for your 3x increase.

 

If they are comfortable with you exceeding your current limit, they will likely approve your request for an increase.


I am due for a CLI in May so maybe I will ask for a nice CLI on one of my cards Smiley Happy


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 20 of 21