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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: AMEX Check Your Spending Ability


asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

Take the myFICO Fitness Challenge
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: AMEX Check Your Spending Ability


Repo-ed wrote:

asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


you beat me too it!

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Regular Contributor
asteroidblues86
Posts: 199
Registered: ‎08-04-2012

Re: AMEX Check Your Spending Ability

Excellent. Now they can quadruple my limit!

Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: AMEX Check Your Spending Ability


creditnocash wrote:

Repo-ed wrote:

asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


you beat me too it!


:smileyvery-happy:


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

Take the myFICO Fitness Challenge
Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

Re: AMEX Check Your Spending Ability

I've never played with that button... My limit is $10,500 on BCE. Maybe I should put in $15,000 and see what happens? Lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
jsucool76
Posts: 2,645
Registered: ‎12-11-2011

Re: AMEX Check Your Spending Ability

Not really worth it to try the check spending ability button unless you actually want to make a large purchase.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
cashnocredit
Posts: 743
Registered: ‎07-18-2009

Re: AMEX Check Your Spending Ability


jsucool76 wrote:
Not really worth it to try the check spending ability button unless you actually want to make a large purchase.

+1

I've used the button twice for that reason and wasn't disappointed.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: AMEX Check Your Spending Ability


cashnocredit wrote:

jsucool76 wrote:
Not really worth it to try the check spending ability button unless you actually want to make a large purchase.

+1

I've used the button twice for that reason and wasn't disappointed.


True but its like a new toy that you would like to see what you can do with it LOL


$100K in Credit
Last App: 01/09/13
Valued Contributor
Dustink
Posts: 2,373
Registered: ‎10-02-2012

Re: AMEX Check Your Spending Ability

I think it is a good way to see if you will be approved for your 3x increase.

 

If they are comfortable with you exceeding your current limit, they will likely approve your request for an increase.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: AMEX Check Your Spending Ability


Dustink wrote:

I think it is a good way to see if you will be approved for your 3x increase.

 

If they are comfortable with you exceeding your current limit, they will likely approve your request for an increase.


I am due for a CLI in May so maybe I will ask for a nice CLI on one of my cards :smileyhappy:


$100K in Credit
Last App: 01/09/13

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