Reply
Valued Contributor
Repo-ed
Posts: 2,954
Registered: ‎02-09-2012
0

Re: AMEX Check Your Spending Ability


asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: AMEX Check Your Spending Ability


Repo-ed wrote:

asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


you beat me too it!

Current: Discover Fico 689 9/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: AMEX Check Your Spending Ability

Excellent. Now they can quadruple my limit!

Valued Contributor
Repo-ed
Posts: 2,954
Registered: ‎02-09-2012
0

Re: AMEX Check Your Spending Ability


creditnocash wrote:

Repo-ed wrote:

asteroidblues86 wrote:

I think I played around with mine too much and got locked out of it.


You've just been FR'd


you beat me too it!


:smileyvery-happy:

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: AMEX Check Your Spending Ability

I've never played with that button... My limit is $10,500 on BCE. Maybe I should put in $15,000 and see what happens? Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
jsucool76
Posts: 3,577
Registered: ‎12-11-2011
0

Re: AMEX Check Your Spending Ability

Not really worth it to try the check spending ability button unless you actually want to make a large purchase.
Established Contributor
cashnocredit
Posts: 1,025
Registered: ‎07-18-2009
0

Re: AMEX Check Your Spending Ability


jsucool76 wrote:
Not really worth it to try the check spending ability button unless you actually want to make a large purchase.

+1

I've used the button twice for that reason and wasn't disappointed.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: AMEX Check Your Spending Ability


cashnocredit wrote:

jsucool76 wrote:
Not really worth it to try the check spending ability button unless you actually want to make a large purchase.

+1

I've used the button twice for that reason and wasn't disappointed.


True but its like a new toy that you would like to see what you can do with it LOL


$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: AMEX Check Your Spending Ability

I think it is a good way to see if you will be approved for your 3x increase.

 

If they are comfortable with you exceeding your current limit, they will likely approve your request for an increase.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: AMEX Check Your Spending Ability


Dustink wrote:

I think it is a good way to see if you will be approved for your 3x increase.

 

If they are comfortable with you exceeding your current limit, they will likely approve your request for an increase.


I am due for a CLI in May so maybe I will ask for a nice CLI on one of my cards :smileyhappy:


$100K in Credit
Last Credit Card App: 11/16/13

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}