No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Without starting the debate about why one should never do this, why would one do this on a revolver? Makes sense for "testing" the internal limit of a charge card, but not a revolver. Is it an obscure way of them saying you can exceed your posted CL?
Just to see what would happen I put in an amount just above my limit on my revolver and it was approved. Then I put in a few way above and they would not go through.
@asteroidblues86 wrote:Just to see what would happen I put in an amount just above my limit on my revolver and it was approved. Then I put in a few way above and they would not go through.
you can go over the limit on your AMEX revolvers (like a Visa Signature). the portion of your balance that is over your limit will be added to your minimum payment and due in Full by your payment due date.
@ryanbush wrote:
@asteroidblues86 wrote:Just to see what would happen I put in an amount just above my limit on my revolver and it was approved. Then I put in a few way above and they would not go through.
you can go over the limit on your AMEX revolvers (like a Visa Signature). the portion of your balance that is over your limit will be added to your minimum payment and due in Full by your payment due date.
Oh okay. Thanks for the info. I didn't know that.
@ryanbush wrote:
@asteroidblues86 wrote:Just to see what would happen I put in an amount just above my limit on my revolver and it was approved. Then I put in a few way above and they would not go through.
you can go over the limit on your AMEX revolvers (like a Visa Signature). the portion of your balance that is over your limit will be added to your minimum payment and due in Full by your payment due date.
Have you ever done that? Just curious ...
@shakalaka wrote:
@ryanbush wrote:
@asteroidblues86 wrote:Just to see what would happen I put in an amount just above my limit on my revolver and it was approved. Then I put in a few way above and they would not go through.
you can go over the limit on your AMEX revolvers (like a Visa Signature). the portion of your balance that is over your limit will be added to your minimum payment and due in Full by your payment due date.
Have you ever done that? Just curious ...
Wow very interesting, I have never heard of this before and if its true then another reason to like AMEX even more IMO!
@shakalaka wrote:
@ryanbush wrote:
@asteroidblues86 wrote:Just to see what would happen I put in an amount just above my limit on my revolver and it was approved. Then I put in a few way above and they would not go through.
you can go over the limit on your AMEX revolvers (like a Visa Signature). the portion of your balance that is over your limit will be added to your minimum payment and due in Full by your payment due date.
Have you ever done that? Just curious ...
No I haven't had the need to, but I have charged 3x the limit on my revolver on my Green... I don't see why they wouldn't let me charge that much on my revolver if they will on my charge... once it's open for over a year I might see what they will let me charge in a month.
So I tried my "Spending Ability" for my Blue that has a $8.3K CL and it went up to $18K WOW! Cool!
I think I played around with mine too much and got locked out of it.