No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My wife an "Amex DSNB" opened in 12/2004. She doesn't know what it is. I just learned that DSNB means Department Store National Bank. Apparently it was used once for $24 and has a limit of $300. I'm curious if anyone knows if such cards are used for back dating with Amex since it must be a co-branded card of some sort. Not sure.
Also, how is Amex with reopening closed accounts from inactivity and honoring backdating? Any experience? She also has an Amex (not sure what kind) that had a $9800 limit opened in 8/2004 that stopped reporting in 2009. It's marked closed due to inactivity on her report. It would nice if one of these could be used for backdating if she were to open a new card with them.
Thoughts on any of this? Thanks.
@ztnjpv wrote:My wife an "Amex DSNB" opened in 12/2004. She doesn't know what it is. I just learned that DSNB means Department Store National Bank. Apparently it was used once for $24 and has a limit of $300. I'm curious if anyone knows if such cards are used for back dating with Amex since it must be a co-branded card of some sort. Not sure.
Also, how is Amex with reopening closed accounts from inactivity and honoring backdating? Any experience? She also has an Amex (not sure what kind) that had a $9800 limit opened in 8/2004 that stopped reporting in 2009. It's marked closed due to inactivity on her report. It would nice if one of these could be used for backdating if she were to open a new card with them.
Thoughts on any of this? Thanks.
Department Store National Bank can be a card from Macy's or Bloomingdales, probably others as well, just those come to mind right now. This card would not be able to work for backdating purposes.
The other AmEx with the $9800 CL, provided it was a card from AmEx and their own bank, and not let's say BofA,USSA,etc, would be good for backdating, but I am not sure they'd be able to re-open or not. If they could and would result in a HP, it may be better applying for a new card anyway. The important part though is to find out who issued that card.