AMEX Delta Gold

[Anonymous]

well BCE and BCP have same underwriting as well as ED and EDP as well as most of the charge cards.

[Anonymous]

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@Anonymous wrote:
well BCE and BCP have same underwriting as well as ED and EDP as well as most of the charge cards.

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thats not entirely true. Well we dont KNOW that. we could both be wrong. But based on data points and what I have read, that is what I have seen the most. Yes most charge cards are on the same level.

But to say the BC, BCP, ED, EDP are all the same, I don't think that is the case.

[Anonymous]

no. BCE and BCP are the same and separately ED and EDP are the same

[Anonymous]

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@Anonymous wrote:

My take on order of difficulty: (easiest to most difficult)

1. Delta Gold/HHonors

2. Green/PRG

3. SPG

4. ED

5. BCE

6. EDP/BCP

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@Anonymous where does AMEX platinum fit into this list?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
well BCE and BCP have same underwriting as well as ED and EDP as well as most of the charge cards.

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thats not entirely true. Well we dont KNOW that. we could both be wrong. But based on data points and what I have read, that is what I have seen the most. Yes most charge cards are on the same level.

But to say the BC, BCP, ED, EDP are all the same, I don't think that is the case.

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+1000. Agreed, jfriend.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

My take on order of difficulty: (easiest to most difficult)

1. Delta Gold/HHonors

2. Green/PRG

3. SPG

4. ED

5. BCE

6. EDP/BCP

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@Anonymous where does AMEX platinum fit into this list?

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I have NO idea. In my mind I would like to think it would be more stringent than the green card, but that could be all in my head. Besides, Amex is the one who sets the internal limit anyway, and it does have a higher AF.  I have no idea. Maybe look at credit pulls database.  You certainly didnt hear of many denials for the platinum when it was 100k bonus.....

[Anonymous]

based on what i have seen it appears most charge cards hosted by centurion bank are about the same underwriting

[NRB525]

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@Anonymous wrote:
based on what i have seen it appears most charge cards hosted by centurion bank are about the same underwriting

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+1

That $450 (or whatever it is) AF covers over a lot of warts in an applicant file.

[icyhot]

I want the regular Blue card that offers 1X on purchases. Nice and simple with no frills. I hear the Blue cards like ED and BCE are hardest but I wonder about this one

[Anonymous]

ED isn't a blue card.