Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 226
Registered: ‎01-30-2008
0

AMEX Delta Skymiles

Anyone know the minimum Ex Fico to get one of these?
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: AMEX Delta Skymiles

I once saw a post with someone getting one with a 590, but I think the average is about 620.
Here we go again...
Contributor
Posts: 92
Registered: ‎12-09-2007
0

Re: AMEX Delta Skymiles

I got mine with an EX @ 655.  From what I understand AMEX looks more at your history, more so than your score.  www.scorematch.com and www.whogavemecredit.com are great references.  That's how I knew to apply for the Delta Skymiles card from any of the other cards.
Established Contributor
Posts: 532
Registered: ‎11-25-2007
0

Re: AMEX Delta Skymiles

I concur with the other posters. I got my Delta Card with a score of 641. Had a med collection less than a year, but good history on all of my credit accounts. I think it is pretty easy to get approved for a Skymiles card, but I would make sure it is at least 620.
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Regular Contributor
Posts: 226
Registered: ‎01-30-2008
0

Re: AMEX Delta Skymiles

what was your utilization on your other cards like?  i think that was my downfall...it's like 80%..i had a FICO of 642 on Ex
Regular Contributor
Posts: 223
Registered: ‎12-27-2007
0

Re: AMEX Delta Skymiles

If you decide to app for the delta amex, you might want to use the link on the delta website.  $50 back when you book your first flight...
Member
Posts: 6
Registered: ‎08-12-2007
0

Re: AMEX Delta Skymiles

i got my delta skymiles with 595 experian and low utilization on all credit cards about 6 months ago.
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: AMEX Delta Skymiles

I had an EX in the 590s, 90% util, and clear history for 2 years.  I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
0

Re: AMEX Delta Skymiles



WhirledPeasPlease wrote:
I had an EX in the 590s, 90% util, and clear history for 2 years.  I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.


Wow!  I know the Skymiles isn't exactly the hardest Amex to get (I got one, so there's proof right there Smiley Tongue ) but you got one with 90% util?  That kind of floored me.
 
No offense.  You know how the cheese likes the peas. Smiley Tongue
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: AMEX Delta Skymiles



cheddar wrote:


WhirledPeasPlease wrote:
I had an EX in the 590s, 90% util, and clear history for 2 years.  I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.


Wow!  I know the Skymiles isn't exactly the hardest Amex to get (I got one, so there's proof right there Smiley Tongue ) but you got one with 90% util?  That kind of floored me.
 
No offense.  You know how the cheese likes the peas. Smiley Tongue
 


Congrats peas. I am so jealous of you guys in the Delta Club. Watch out, I am sure, I'll join the league one day, some day soon.

 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.