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AMEX Delta Skymiles

Regular Contributor

AMEX Delta Skymiles

Anyone know the minimum Ex Fico to get one of these?
Message 1 of 42
41 REPLIES
Senior Contributor

Re: AMEX Delta Skymiles

I once saw a post with someone getting one with a 590, but I think the average is about 620.
Here we go again...
Message 2 of 42
Contributor

Re: AMEX Delta Skymiles

I got mine with an EX @ 655.  From what I understand AMEX looks more at your history, more so than your score.  www.scorematch.com and www.whogavemecredit.com are great references.  That's how I knew to apply for the Delta Skymiles card from any of the other cards.
Message 3 of 42
Established Contributor

Re: AMEX Delta Skymiles

I concur with the other posters. I got my Delta Card with a score of 641. Had a med collection less than a year, but good history on all of my credit accounts. I think it is pretty easy to get approved for a Skymiles card, but I would make sure it is at least 620.
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Message 4 of 42
Regular Contributor

Re: AMEX Delta Skymiles

what was your utilization on your other cards like?  i think that was my downfall...it's like 80%..i had a FICO of 642 on Ex
Message 5 of 42
Regular Contributor

Re: AMEX Delta Skymiles

If you decide to app for the delta amex, you might want to use the link on the delta website.  $50 back when you book your first flight...
Message 6 of 42
Member

Re: AMEX Delta Skymiles

i got my delta skymiles with 595 experian and low utilization on all credit cards about 6 months ago.
Message 7 of 42
Moderator Emeritus

Re: AMEX Delta Skymiles

I had an EX in the 590s, 90% util, and clear history for 2 years.  I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 8 of 42
Moderator Emeritus

Re: AMEX Delta Skymiles



WhirledPeasPlease wrote:
I had an EX in the 590s, 90% util, and clear history for 2 years.  I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.


Wow!  I know the Skymiles isn't exactly the hardest Amex to get (I got one, so there's proof right there Smiley Tongue ) but you got one with 90% util?  That kind of floored me.
 
No offense.  You know how the cheese likes the peas. Smiley Tongue
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 9 of 42
Super Contributor

Re: AMEX Delta Skymiles



cheddar wrote:


WhirledPeasPlease wrote:
I had an EX in the 590s, 90% util, and clear history for 2 years.  I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.


Wow!  I know the Skymiles isn't exactly the hardest Amex to get (I got one, so there's proof right there Smiley Tongue ) but you got one with 90% util?  That kind of floored me.
 
No offense.  You know how the cheese likes the peas. Smiley Tongue
 


Congrats peas. I am so jealous of you guys in the Delta Club. Watch out, I am sure, I'll join the league one day, some day soon.

 
Message 10 of 42