02-15-2008 09:58 PM
02-15-2008 10:03 PM
I am pretty sure, they have a different scoring system at Amex. That is very hard to predict just like Fico Scores hard to predict.
GETNUMBERSUP wrote:I am going to get my utilization to at least 20% before i apply again...that should also get my FICO up from 642....are they really looking at a FICO or are they looking at another type of score at AMEX when they get your CR score. just curious...my FAKO is a 586...I know they def look at other stuff...They call the overall scoring system the American Express Acquistion Risk Score. The look at everything...reading my letter now...
02-15-2008 11:12 PM
02-16-2008 07:14 AM
WhirledPeasPlease wrote:I had an EX in the 590s, 90% util, and clear history for 2 years. I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.Wow! I know the Skymiles isn't exactly the hardest Amex to get (I got one, so there's proof right there ) but you got one with 90% util? That kind of floored me.No offense. You know how the cheese likes the peas.
02-16-2008 07:16 AM
WhirledPeasPlease wrote:I had an EX in the 590s, 90% util, and clear history for 2 years. I had 9 open CCs, 2 SLs, 1 car lease, 1 mtg.Wow! I know the Skymiles isn't exactly the hardest Amex to get (I got one, so there's proof right there ) but you got one with 90% util? That kind of floored me.No offense. You know how the cheese likes the peas.Congrats peas. I am so jealous of you guys in the Delta Club. Watch out, I am sure, I'll join the league one day, some day soon.
02-16-2008 12:56 PM
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