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AMEX Delta Skymiles

Senior Contributor

Re: AMEX Delta Skymiles

I had 2 COs and 2 collections also. Plus a lot of inquiries. My util was at 22 percent.
Here we go again...
Message 21 of 42
Moderator Emeritus

Re: AMEX Delta Skymiles

Mine went UP !!!!!!!!!!

 

GETNUMBERSUP wrote:
Anyone know how much of a dive your FICO takes on average when your new CC is reported?



Message 22 of 42
Regular Contributor

Re: AMEX Delta Skymiles

that's what I want to hear Timothy....Smiley Happy
Message 23 of 42
Frequent Contributor

Re: AMEX Delta Skymiles

I took about a 2 - 5 pt hit for every card I app'ed for last month. Not to mention the hit I took for actually using the card....


Message Edited by stpn2me on 02-18-2008 09:59 AM
TU - 673 EQ - 672 EX - 669 as of 13 Nov 2015
Message 24 of 42
Member

Re: AMEX Delta Skymiles

Not sure, but I just got approved with a 623 Ex.
Message 25 of 42
Regular Contributor

Re: AMEX Delta Skymiles

soojaded....what is your current CC utilazation at right now?
Message 26 of 42
Regular Contributor

Re: AMEX Delta Skymiles

I know that AMEX pulls from EX but, does anyone know if they truly use the EX FICO score as part of their approval process or if they may perhaps be using Ex plus score for your credit score?
Message 27 of 42
Moderator Emeritus

Re: AMEX Delta Skymiles

On one of my denial letter for a CLI had "Credit score too low" it di not say FICO.
 
I am pretty sure the AMEX uses FICO and an internal system.


Message Edited by Timothy on 02-18-2008 04:09 PM
Message 28 of 42
Frequent Contributor

Re: AMEX Delta Skymiles



GETNUMBERSUP wrote:
Anyone know the minimum Ex Fico to get one of these?



You breathe you go it !!! It might be a low CL but who cares get in the door. There is people on this forum with PLAT AME charge card who cannot get approved for this card. GO FOR IT
Message 29 of 42
Regular Contributor

Re: AMEX Delta Skymiles

After reading this thread, I decided to apply tonight and I was approved!Smiley Very Happy My lowest score is EX at 695, but my current utility is around 57%.  1 baddie on EX about 6 years old, none on TU or EQ.  9 cc's, 1 st loan, haven't been late in almost 6 years.  I haven't applied for a card in 2 years, so I said what the heck!  Glad that I did!!Smiley Happy

Starting Score: 718
Current Score: 718
Goal Score: 800


Take the FICO Fitness Challenge
Message 30 of 42