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Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: AMEX Delta Skymiles

I had 2 COs and 2 collections also. Plus a lot of inquiries. My util was at 22 percent.
Here we go again...
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: AMEX Delta Skymiles

Mine went UP !!!!!!!!!!

 

GETNUMBERSUP wrote:
Anyone know how much of a dive your FICO takes on average when your new CC is reported?



Regular Contributor
GETNUMBERSUP
Posts: 226
Registered: ‎01-30-2008
0

Re: AMEX Delta Skymiles

that's what I want to hear Timothy....:smileyhappy:
Regular Contributor
stpn2me
Posts: 234
Registered: ‎07-04-2007
0

Re: AMEX Delta Skymiles

[ Edited ]
I took about a 2 - 5 pt hit for every card I app'ed for last month. Not to mention the hit I took for actually using the card....


Message Edited by stpn2me on 02-18-2008 09:59 AM
TU - 625 EQ - 644 EX - 672 as of 5 June 13
Member
soojaded
Posts: 5
Registered: ‎11-27-2007
0

Re: AMEX Delta Skymiles

Not sure, but I just got approved with a 623 Ex.
Regular Contributor
GETNUMBERSUP
Posts: 226
Registered: ‎01-30-2008
0

Re: AMEX Delta Skymiles

soojaded....what is your current CC utilazation at right now?
Regular Contributor
GETNUMBERSUP
Posts: 226
Registered: ‎01-30-2008
0

Re: AMEX Delta Skymiles

I know that AMEX pulls from EX but, does anyone know if they truly use the EX FICO score as part of their approval process or if they may perhaps be using Ex plus score for your credit score?
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: AMEX Delta Skymiles

[ Edited ]
On one of my denial letter for a CLI had "Credit score too low" it di not say FICO.
 
I am pretty sure the AMEX uses FICO and an internal system.


Message Edited by Timothy on 02-18-2008 04:09 PM
Frequent Contributor
ddd
Posts: 443
Registered: ‎06-07-2007
0

Re: AMEX Delta Skymiles



GETNUMBERSUP wrote:
Anyone know the minimum Ex Fico to get one of these?



You breathe you go it !!! It might be a low CL but who cares get in the door. There is people on this forum with PLAT AME charge card who cannot get approved for this card. GO FOR IT
Regular Contributor
honeybrook1
Posts: 167
Registered: ‎06-18-2007
0

Re: AMEX Delta Skymiles

After reading this thread, I decided to apply tonight and I was approved!:smileyvery-happy: My lowest score is EX at 695, but my current utility is around 57%.  1 baddie on EX about 6 years old, none on TU or EQ.  9 cc's, 1 st loan, haven't been late in almost 6 years.  I haven't applied for a card in 2 years, so I said what the heck!  Glad that I did!!:smileyhappy:

Starting Score: 718
Current Score: 718
Goal Score: 800


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